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73071 Ducharme Beach Road, Bluewater, ON N0M 2T0

5 beds · 2 baths · 2 kitchens · 11 rooms · 10 parking spaces · 700-1100 sq ft · Detached
$869,900
Property tax
$3,278 / year

LAKEVIEW PROPERTY WITH LAKEFRONT VALUE INCLUDING TWO HOMES ON ONE PROPERTY NEAR GRAND BEND! A rare opportunity: two fully separate lake-view houses on one oversized property overlooking the shimmering blue waters and sandy shoreline of the sought-after Ducharme Beach community. With 5 actual linear feet of property fronting the lake & only being 145 feet from the southern cottage to the sand, this feels every bit like full lakefront frontage living - even closer to the beach than many full lakefront homes, and in an area where the beach has proven to endure through multiple high-water cycles. Ducharme beach will always deliver the sandy paradise that you're looking for! Private, quiet, and tucked away, yet just minutes to Grand Bend and Bayfield, this unique setup includes a winterized 2-bedroom home plus a charming 3-bedroom cottage, offering 5 bedrooms, 2 full baths, 2 kitchens, and even a fantastic outdoor shower. A full basketball court also adds to the fun. Both homes have undergone substantial recent renovations and property upgrades, are in excellent condition, and feature lifetime steel roofs. Each comes fully furnished, complete with kitchenware, and each enjoys its own parking area, firepit zone, and dedicated lakeview/sunset hangout. With separate hydro meters and addresses (73071 & 73075 Ducharme Beach Rd), the property is incredibly versatile: ideal for multi-family use, income generation, long or short-term rental combinations, or a "parents' cottage + kids' cottage" setup. And because two dwellings already exist, a large family could even explore building TWO new homes in the future. A truly one-of-a-kind lake life property offering space, flexibility, privacy, and that irreplaceable beach lifestyle, ready to go on day 1 for new memories and endless sunsets.

MLS number
X13166754
Type
Detached
Status
Active
Bedrooms
5
Bathrooms
2
Postal code
N0M 2T0
Photos
50
Laundry
Not in the unit
112days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Approximate — placed from the postal code, which can cover a block or more.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 607 people.

$90,000Median household income
91.4%Own their home
100%Detached houses
58.4Median age
12.4%Born outside Canada
16.8%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35400207 — the few blocks around this address, home to 607 people. It describes the area, not this property.

607Population
51Average age
2.2Household size
$126,000Average household income
$90,000Median household income
91%Own their home
9%Rent
0%Condominiums
12%Born outside Canada
17%University degree
$740,000Average home value
7%Low income
61%Not in the labour force
19%Never married
$10,000 to $14,9991%
$20,000 to $24,9993%
$30,000 to $34,9994%
$35,000 to $39,9993%
$40,000 to $44,9991%
$45,000 to $49,9993%
$50,000 to $59,9994%
$60,000 to $69,9996%
$70,000 to $79,9994%
$80,000 to $89,9995%
$90,000 to $99,9991%
$100,000 and over33%
$100,000 to $124,9998%
$125,000 to $149,9999%
$150,000 to $199,9998%
$200,000 and over9%

Percentages are of the 395 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$173,980 · minimum here is $61,990
$3,851.73per month
Borrowed before insurance$695,920
Total borrowed$695,920
Interest over 25 years at 4.5%$459,599

If you rented it out

-$4,124.90per month out of pocket
Rent$0.00
Everything it costs to hold$4,124.90
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by ROYAL LEPAGE TRILAND REALTY. Listing data provided by the Toronto Regional Real Estate Board.