31 Cavanaugh Crescent, St. Thomas, ON N5R 5Y6
- Property tax
- $5,218 / year
One Owner Home - This spacious 2 Storey , 3 bedroom, 3.5 bathroom family home is located in one of St. Thomas' most desirable south side neighbourhoods, situated on a mature, landscaped, treed lot boasting a covered front porch, 23 x 21 foot double car garage , parking for six cars in the driveway, and a beautiful park-like rear yard with deck, gazebo and garden shed, accessible from the kitchen eating area and the main floor family room. The kitchen features quartz countertops, tile backsplash and offers a bright cheery eating area overlooking the generous size family room with gas fireplace. The dining room, living room, a 2-pc bathroom, and main floor laundry/mud room with access to the garage complete this level. The second level has 3 bedrooms, including the primary bedroom, two with walk-in closets, a primary bedroom ensuite 4-pc bathroom, with heated floor, jetted tub and separate shower, and another 4-pc bathroom. The basement level is partially finished with a hobby room (currently being used as a guest bedroom), and a 3-pc bathroom. A large recreation/games area as well as the storage/utility area are partially drywalled. 200 Amp Service, Central Vac throughout, as well as in the garage, some newer windows, furnace & A/C 2020. Great location, proximity to schools, shopping, restaurants. You must see to appreciate. You will want to call it home!
- MLS number
- X13168602
- Type
- Detached
- Status
- Active
- Bedrooms
- 3
- Bathrooms
- 4
- Postal code
- N5R 5Y6
- Photos
- 50
- Laundry
- Main Level level
This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.
Rooms
13 rooms as the listing brokerage filed them, with measurements.
Main
| Room | Size | Features |
|---|---|---|
| Foyer | 2.46 × 1.25 m | Closet |
| Kitchen | 5.51 × 4.91 m | Combined w/Dining · Hardwood Floor · Overlooks Backyard |
| Dining Room | 3.96 × 3.05 m | French Doors · Overlooks Backyard · Broadloom |
| Living Room | 4.89 × 3.96 m | French Doors · Overlooks Frontyard · Broadloom |
| Family Room | 6.42 × 3.98 m | Fireplace · Hardwood Floor · W/O To Sundeck |
Second
| Room | Size | Features |
|---|---|---|
| Primary Bedroom | 5.22 × 3.66 m | Walk-In Closet(s) · Ensuite Bath · Broadloom |
| Bedroom 2 | 3.08 × 3.36 m | Closet · Broadloom |
| Bedroom 3 | 3.37 × 2.44 m | Walk-In Closet(s) · Broadloom |
Basement
| Room | Size | Features |
|---|---|---|
| Other | 3.39 × 2.45 m | Laminate |
| Office | 3.39 × 3.68 m | Laminate |
| Game Room | 7.03 × 3.97 m | Partly Finished · Concrete Floor |
| Utility Room | 8.21 × 3.97 m | Partly Finished · Concrete Floor |
| Cold Room/Cantina | 8.56 × 1.53 m | Sump Pump |
Property details
As filed by the listing brokerage. Anything the board left blank is left out rather than shown as unknown — and none of it is guaranteed accurate by PropTx, so verify what you rely on.
Property
- Type
- Detached
- Style
- 2-Storey
- Class
- Residential Freehold
- Age
- 31-50
- Fronting on
- West
- Community
- St. Thomas
- Municipality
- St. Thomas
- Cross street
- CHESTNUT
- Zoning
- R3
Inside
- Bedrooms
- 3
- Bedrooms above grade
- 3
- Bathrooms
- 4
- Washrooms
- 1 on the main floor · 1 on the second floor · 1 on the second floor
- Kitchens
- 1
- Rooms above grade
- 13
- Family room
- Yes
- Fireplace
- Yes
- Fireplaces
- 1
- Basement
- Full, Partially Finished
- Laundry
- Main Level
- Size
- 2000-2500
Building
- Construction
- Brick, Aluminum Siding
- Roof
- Asphalt Shingle
- Foundation
- Poured Concrete
- Other structures
- Garden Shed, Fence - Full
Parking
- Garage
- Attached
- Covered spaces
- 2
- Driveway spaces
- 6
- Total parking
- 8
- Features
- Private Triple
Land
- Lot
- 65 × 123.27 feet
- Pool
- None
Heating, cooling and services
- Heating
- Forced Air
- Heat source
- Gas
- Cooling
- Central Air
- Water
- Municipal
- Sewer
- Sewer
Features
- Property
- Fenced Yard, Golf, Hospital, Park, School, School Bus Route
- Interior
- Auto Garage Door Remote, Central Vacuum, Storage, Sump Pump, Water Heater, Water Meter, Floor Drain
Listing
- MLS number
- X13168602
- Status
- Price Change
- Previous status
- New
- Listed on
- 2026-05-25
- Expires
- 2026-11-05
- Taxes
- $5,218 (2025)
- Board
- London and St. Thomas Association of REALTORS
Listing history
No previous listings found for this address.
Where this property is
Where this address sits, matched against open government data.
Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.
Schools
The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.
Other schools nearby
By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.
| School | Level | Distance | Rating |
|---|---|---|---|
| St. Thomas Community Christian Elem Sch | Elementary | 259 m | Not reported |
| St. Anne's Separate School London District Catholic School Board | Elementary | 291 m | / 10 65% met the standard |
| Forest Park Public School Thames Valley DSB | Elementary | 460 m | / 10 41% met the standard |
| Central Elgin Collegiate Institute Thames Valley DSB | Secondary | 541 m | / 10 65% met the standard · 2 of 6 measures |
| Elgin Court Public School Thames Valley DSB | Elementary | 1.1 km | / 10 46% met the standard |
| Pierre Elliott Trudeau French Immersion Public School Thames Valley DSB | Elementary | 990 m | / 10 72% met the standard |
How the rating is calculated
EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.
Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.
What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.
Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.
H-Value
What an H-Value is and how it is calculated — the method and our measured error, no account needed.
The market around this home
Detached houses in St. Thomas — 910 sales over the last five years.
How these are built, and what they cannot tell you
Each point is the median of the sales that closed in that quarter among detached houses in st. thomas. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.
This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.
Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.
This neighbourhood
Statistics Canada 2021 Census, for the surrounding few blocks — about 546 people.
The neighbourhood, by the census
Statistics Canada 2021 Census for dissemination area 35340029 — the few blocks around this address, home to 546 people. It describes the area, not this property.
Percentages are of the 285 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.
Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.
Work out the numbers
Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.
If you rented it out
How this is calculated, and what it leaves out
Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.
Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.
Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.