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2509 12th Line, Selwyn, ON K0L 2H0

3+1 beds · 2 baths · 1 kitchen · 1+4 rooms · 12 parking spaces · 1500-2000 sq ft · Detached
$1,095,000
Property tax
$3,753 / year

Set on nearly 50 acres of rolling countryside, one-owner custom Linwood Home offers an exceptional blend of privacy, natural beauty, and thoughtful design built with efficiency in mind. Ideal for nature lovers and hobbyists, the property features established walking trails that transform into scenic ski routes in winter, with Stoney, Clear, and Katchewanooka Lakes just moments away for boating and recreation. Conveniently located on a municipally maintained road, you're only 20 minutes to Peterborough and 10 minutes to the Village of Lakefield for everyday shopping and dining. The striking post-and-beam construction is complemented by soaring 17-ft cedar ceilings and a bright, open-concept main level that seamlessly connects the kitchen, dining, and living areas. Enjoy the spacious east facing deck which is perfect for sunrise coffee dates! Expansive southern-facing windows flood the entire main level with natural light and showcase picturesque views in every season. The main floor also offers a comfortable bedroom and an updated 3-piece bathroom (2023), ideal for guests or main-floor living. Upstairs, a charming gallery overlooks the main living space and leads to two spacious bedrooms and a well-appointed 4-piece bathroom (2021). An additional walk-in closet (could easily be adjoined to the bedroom), provides flexible potential for storage, or an office. The finished lower level continues to impress with panoramic views, enhanced by newer windows and dual garden doors (2017) that open to a peaceful patio. This level includes a generous recreation space, a fourth bedroom, laundry, and a workshop/utility room-perfect for creative or practical pursuits. Additional updates include most windows (2018), insulated garage doors(2019), furnace (2020), and an owned hot water tank (2022). The attached double-car garage with direct access to main level provides ample storage as well as convenience. Come and see what you are missing!

MLS number
X13169894
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
2
Postal code
K0L 2H0
Photos
46
110days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Approximate — placed from the postal code, which can cover a block or more.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in Selwyn374 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$641k$873k$1.10M20252026this home’s asking price
$760klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
96%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d15d30d20252026
26dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in selwyn. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 1,076 people.

$75,000Median household income
93.2%Own their home
93.1%Detached houses
58.8Median age
6.6%Born outside Canada
21.3%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35150318 — the few blocks around this address, home to 1,076 people. It describes the area, not this property.

1,076Population
50.8Average age
2.1Household size
$117,200Average household income
$75,000Median household income
93%Own their home
7%Rent
4%Condominiums
7%Born outside Canada
21%University degree
$644,000Average home value
10%Low income
16%Never married
$10,000 to $14,9992%
$15,000 to $19,9992%
$20,000 to $24,9993%
$25,000 to $29,9991%
$30,000 to $34,9993%
$35,000 to $39,9992%
$40,000 to $44,9994%
$45,000 to $49,9995%
$50,000 to $59,9997%
$60,000 to $69,9997%
$70,000 to $79,9996%
$80,000 to $89,9995%
$90,000 to $99,9998%
$100,000 and over23%
$100,000 to $124,9995%
$125,000 to $149,9996%
$150,000 to $199,9995%
$200,000 and over6%

Percentages are of the 650 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$219,000 · minimum here is $84,500
$4,848.42per month
Borrowed before insurance$876,000
Total borrowed$876,000
Interest over 25 years at 4.5%$578,527

If you rented it out

-$5,161.17per month out of pocket
Rent$0.00
Everything it costs to hold$5,161.17
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Stoneguide Realty Limited. Listing data provided by the Toronto Regional Real Estate Board.