Homula Realty Brokerage
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15 14th Line Road, Frontenac Islands, ON K0H 2Y0

4 beds · 3 baths · 1 kitchen · 7 rooms · 7 parking spaces · 2500-3000 sq ft · Laundry on the upper level level · Farm
$1,150,000
Property tax
$2,918 / year

Welcome to this outstanding 19th Century limestone homestead situated on 32 picturesque acres on beautiful Wolfe Island. Renovated and updated for 21st Century living, this beautiful home is full of sunlight and well situated on the property to offer exceptional views South, East and West over rolling pastures and the St. Lawrence River. Over 6,000 trees have been planted over the past 11 years, to compliment a well established orchard. A "secret garden" provides a quiet sitting area with established perennials and relaxing water feature - perfect for early morning yoga! Charm abounds in the house interior - the main level has been opened up to provide easy movement from kitchen to dining and living room areas, all the while maintaining the historic character of the house with warm, interior limestone walls. The kitchen is large and welcoming and gives access to a wonderful deck overlooking pastures, forest, century barns and a lovely pond which provides sanctuary for wildlife as well as a wonderful winter skating rink! On the second level there are four generous bedrooms and two baths as well as a laundry closet. Two spacious outbuildings provide shelter for farm machinery or a rentable space for neighbouring farmers. This is a gem...a wonderful place to start that lavender farm or simply enjoy the rural wildlife and walking trails. Come for a day and explore the magic of this beautiful property!

MLS number
X13171438
Type
Farm
Status
Active
Bedrooms
4
Bathrooms
3
Postal code
K0H 2Y0
Photos
46
Laundry
Upper Level level
110days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 856 people.

$82,000Median household income
88.9%Own their home
96.3%Detached houses
59.2Median age
9.6%Born outside Canada
29.3%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35100292 — the few blocks around this address, home to 856 people. It describes the area, not this property.

856Population
53.4Average age
2.1Household size
$96,000Average household income
$82,000Median household income
89%Own their home
11%Rent
0%Condominiums
10%Born outside Canada
29%University degree
$586,000Average home value
8%Low income
87%Not in the labour force
17%Never married
$15,000 to $19,9991%
$20,000 to $24,9992%
$25,000 to $29,9994%
$30,000 to $34,9992%
$35,000 to $39,9994%
$40,000 to $44,9994%
$45,000 to $49,9993%
$50,000 to $59,9996%
$60,000 to $69,9995%
$70,000 to $79,9995%
$80,000 to $89,9997%
$90,000 to $99,9994%
$100,000 and over27%
$100,000 to $124,9996%
$125,000 to $149,99910%
$150,000 to $199,9996%
$200,000 and over5%

Percentages are of the 565 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$230,000 · minimum here is $90,000
$5,091.95per month
Borrowed before insurance$920,000
Total borrowed$920,000
Interest over 25 years at 4.5%$607,585

If you rented it out

-$5,335.12per month out of pocket
Rent$0.00
Everything it costs to hold$5,335.12
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE. Listing data provided by the Toronto Regional Real Estate Board.