Homula Realty Brokerage
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Lot 35A Harrison Crescent, Loyalist, ON K0H 2H0

3 beds · 3 baths · 1 kitchen · 10 rooms · 3 parking spaces · 1100-1500 sq ft · Laundry on the upper level level · Semi-Detached
$499,900

Amazing value opportunity to buy a brand new home under $500k in a great family neighbourhood! This elegant 3 bed / 3 bath semi-detached home with 1468 sq ft of above ground finished living space has a fantastic layout and a beautiful modern/country exterior. An open concept living/entertaining area on the main floor with a beautiful kitchen that includes quartz countertops and a large island that adds a great space for food prep or pulling a stool up to enjoy a cocktail and have a visit. The trademark YGK Group mudrooom/storage between the garage and interior of the home is the perfect spot to drop off sports equipment and provisions on the way into the house. The upper level has three great sized bedrooms with a large, private primary bedroom that includes a huge walk-in closet and an ensuite bath. YGK Group is a trusted local Tarion builder that prides themselves on quality homes and an excellent reputation. Completion of build expected for June/July 2027. Less than10 minutes into Kingston and 1 minute from the 401 for easy commutes and a 5 minute walk to schools, this family friendly community is expaning and you can be a part of it at an incredible price!

MLS number
X13176116
Type
Semi-Detached
Status
Active
Bedrooms
3
Bathrooms
3
Postal code
K0H 2H0
Photos
1
Laundry
Upper Level level
110days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Approximate — placed from the postal code, which can cover a block or more.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 682 people.

$104,000Median household income
90.4%Own their home
98%Detached houses
44Median age
9.9%Born outside Canada
12.4%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35100305 — the few blocks around this address, home to 682 people. It describes the area, not this property.

682Population
41.5Average age
2.8Household size
$112,000Average household income
$104,000Median household income
90%Own their home
10%Rent
0%Condominiums
10%Born outside Canada
12%University degree
$548,000Average home value
6%Low income
58%Not in the labour force
19%Never married
$10,000 to $14,9991%
$25,000 to $29,9991%
$30,000 to $34,9991%
$35,000 to $39,9993%
$40,000 to $44,9993%
$45,000 to $49,9991%
$50,000 to $59,9994%
$60,000 to $69,9994%
$70,000 to $79,9994%
$80,000 to $89,9994%
$90,000 to $99,9994%
$100,000 and over34%
$100,000 to $124,99911%
$125,000 to $149,9998%
$150,000 to $199,99911%
$200,000 and over7%

Percentages are of the 380 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$99,980 · minimum here is $24,995
$2,213.45per month
Borrowed before insurance$399,920
Total borrowed$399,920
Interest over 25 years at 4.5%$264,115

If you rented it out

-$2,213.45per month out of pocket
Rent$0.00
Everything it costs to hold$2,213.45
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX FINEST REALTY INC., BROKERAGE. Listing data provided by the Toronto Regional Real Estate Board.