Homula Realty Brokerage
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409 S Queen Street S 4, Norfolk, ON N3Y 0A1

1+1 beds · 2 baths · 1 kitchen · 6+2 rooms · 2 parking spaces · 1000-1199 sq ft · No locker · Laundry: In Bathroom · Condo Townhouse
$485,000

Also includedCommon Elements · Building Insurance · Parking

Maintenance fee
$565 / month
Property tax
$4,627 / year
Included in the fee
Common Elements, Building Insurance, Parking

Discover this well-maintained 2-bedroom, 2-bathroom townhouse condo in vibrant Simcoe, listed at $499,900. Enjoy abundant natural sunlight, spacious rooms, and a private deck accessible via patio doors from the living room. Perfectly designed for comfort with all living on the main level, blending convenience and charm in prime location. Move in ready, enjoy, and if you are heading south for winter - lock your doors!!

MLS number
X13208576
Type
Condo Townhouse
Status
Active
Bedrooms
2
Bathrooms
2
Postal code
N3Y 0A1
Photos
29
Locker
No
Laundry
In Bathroom
Included in the fee
Common Elements, Building Insurance, Parking
108days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$97,000 · minimum here is $24,250
$2,147.48per month
Borrowed before insurance$388,000
Total borrowed$388,000
Interest over 25 years at 4.5%$256,243

If you rented it out

-$3,098.06per month out of pocket
Rent$0.00
Everything it costs to hold$3,098.06
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by COLDWELL BANKER MOMENTUM REALTY, BROKERAGE. Listing data provided by the Toronto Regional Real Estate Board.