28 Pine Ridge Road, Kawartha Lakes, ON K0M 2L0
- Property tax
- $2,387 / year
Welcome to this one-of-a-kind post-and-beam home, rich in character and warmth, set on approximately of an acre in a welcoming, family-oriented community near Shadow Lake. From the moment you arrive, wrap-around decks and mature surroundings set the tone for relaxed country living. Inside, soaring vaulted ceilings, exposed beams, and a stunning open-concept layout create an inviting space perfect for everyday living and entertaining. The main level offers 2 well-sized bedrooms, while the full walk-out basement features a bright family room, an additional bedroom, laundry area, and a versatile space currently used as a hair salon - ideal for a home-based business, studio, or hobby room. With a separate basement entrance, the lower level offers excellent potential to accommodate multigenerational living or extended family needs. Outdoors, the property truly shines with bountiful summer gardens, a peaceful pond, and a charming bunkie perfect for guests, teens, or creative space. Located just steps to Shadow Lake with access to a public beach and playground, and with a boat launch just up the street, this home offers a lake lifestyle without waterfront taxes. Conveniently situated minutes to Coboconk for shopping and amenities, approximately 35 minutes to Lindsay, and 40 minutes to Orillia - this is a rare opportunity to enjoy space, flexibility, and the best of Kawartha living.
- MLS number
- X13212600
- Type
- Detached
- Status
- Active
- Bedrooms
- 3
- Bathrooms
- 2
- Postal code
- K0M 2L0
- Photos
- 48
- Laundry
- Not in the unit
This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.
Rooms
11 rooms as the listing brokerage filed them, with measurements.
Main
| Room | Size | Features |
|---|---|---|
| Foyer | 2.57 × 2.17 m | — |
| Kitchen | 5.11 × 4.32 m | — |
| Living Room | 4.16 × 6.43 m | W/O To Deck |
| Bathroom | 4.89 × 1.98 m | 5 Pc Bath |
| Bedroom 2 | 3.96 × 2.67 m | — |
| Primary Bedroom | 3.94 × 3.25 m | — |
Lower
| Room | Size | Features |
|---|---|---|
| Recreation | 11.31 × 6.19 m | — |
| Office | 4.51 × 2.05 m | — |
| Bedroom 3 | 4.37 × 3.45 m | Walk-In Closet(s) |
| Utility Room | 5.58 × 2.01 m | 2 Pc Bath |
| Bathroom | 3.68 × 2.36 m | 2 Pc Bath · Combined w/Laundry |
Property details
As filed by the listing brokerage. Anything the board left blank is left out rather than shown as unknown — and none of it is guaranteed accurate by PropTx, so verify what you rely on.
Property
- Type
- Detached
- Style
- Bungalow-Raised
- Class
- Residential Freehold
- Age
- 31-50
- Fronting on
- South
- Community
- Norland
- Municipality
- Kawartha Lakes
- Cross street
- Pine Ridge Road/ Shadow Lake 3
Inside
- Bedrooms
- 3
- Bedrooms above grade
- 3
- Bathrooms
- 2
- Washrooms
- 1 on the main floor · 1 on the lower floor
- Kitchens
- 1
- Rooms above grade
- 2
- Family room
- Yes
- Basement
- Finished with Walk-Out
- Size
- 1100-1500
Building
- Construction
- Log
- Roof
- Metal
- Foundation
- Concrete
- Other structures
- Shed
Parking
- Covered spaces
- 0
- Driveway spaces
- 10
- Total parking
- 10
- Features
- Circular Drive
Land
- Lot
- 224.04 × 0 feet
- Pool
- None
Heating, cooling and services
- Heating
- Forced Air
- Heat source
- Propane
- Cooling
- Central Air
- Water
- Well
- Sewer
- Septic
- Electricity
- Yes
- Gas
- No
- Cable
- No
Features
- Property
- Lake Access, Lake/Pond, School Bus Route, Wooded/Treed
- Interior
- In-Law Capability, Primary Bedroom - Main Floor, Sump Pump
- Exterior
- Year Round Living
Listing
- MLS number
- X13212600
- Status
- Price Change
- Previous status
- New
- Listed on
- 2026-05-29
- Expires
- 2026-11-23
- Taxes
- $2,387 (2025)
- Board
- Central Lakes Association of REALTORS
Listing history
This address has been listed 3 times.
Where this property is
Where this address sits, matched against open government data.
Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.
H-Value
What an H-Value is and how it is calculated — the method and our measured error, no account needed.
The market around this home
Detached houses in Kawartha Lakes — 1,786 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.
How these are built, and what they cannot tell you
Each point is the median of the sales that closed in that quarter among detached houses in kawartha lakes. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.
This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.
Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.
This neighbourhood
Statistics Canada 2021 Census, for the surrounding few blocks — about 1,052 people.
The neighbourhood, by the census
Statistics Canada 2021 Census for dissemination area 35160203 — the few blocks around this address, home to 1,052 people. It describes the area, not this property.
Percentages are of the 670 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.
Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.
Work out the numbers
Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.
If you rented it out
How this is calculated, and what it leaves out
Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.
Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.
Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.