Homula Realty Brokerage
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

41 Alma Street N, Guelph, ON N1H 5X2

2+2 beds · 2 baths · 1+1 kitchens · 5+5 rooms · 4 parking spaces · 700-1100 sq ft · Duplex
$769,000
Property tax
$4,668 / year

Exceptional Investment Opportunity at 41 Alma Street North, Guelph! Step into a smart, revenue-generating property nestled in one of Guelph's most established neighbourhoods. This fully legal duplex offers both comfort and strong income potential, making it ideal for investors, multigenerational families, or owner-occupiers seeking supplementary income. The main level features over 1,000 square feet of bright, welcoming living space. It includes two generous bedrooms, an open-concept living and dining area, and a well-appointed kitchen with stainless steel appliances. The entire level is carpet-free, creating a clean, low-maintenance environment perfect for everyday living. The lower level has a separate entrance and offers an excellent secondary living space. It includes two additional bedrooms, a full kitchen, a full bathroom, a spacious living room, and ample storage. Whether used as a rental suite, in-law setup, or shared family space, the layout provides both privacy and functionality. Outside, the mature backyard offers plenty of space to relax or entertain. A large deck provides a private retreat surrounded by greenery, ideal for summer gatherings, gardening, or simply enjoying quiet evenings outdoors. Located in a sought-after area, this property is within walking distance to The Junction, offering access to trendy shops, restaurants, and cafés. It's also close to parks, schools, and public transit, with quick connections to downtown Guelph's amenities, culture, and entertainment. The area's strong rental demand adds to the appeal for investors and those seeking long-term value. Whether you're building wealth, accommodating family, or looking for a flexible living arrangement, 41 Alma Street North delivers the perfect blend of comfort, location, and opportunity.

MLS number
X13215068
Type
Duplex
Status
Active
Bedrooms
4
Bathrooms
2
Postal code
N1H 5X2
Photos
44
Laundry
Not in the unit
107days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 3 times.

Sale history is for registered usersSee what this address sold for and when, across all 3 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Matched to this street. The listing did not say which direction, and every candidate was in the same place.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Paisley Road Public School
Upper Grand DSB
Elementary176 m6.4 / 10
64% met the standard
St Joseph Catholic School
Wellington CDSB
Elementary244 m7.1 / 10
71% met the standard
Guelph Collegiate and Vocational Institute
Upper Grand DSB
Secondary717 m8.1 / 10
81% met the standard · 2 of 6 measures
Guelph Montessori SchoolElementary795 mNot reported
Our Lady of Lourdes Catholic School
Wellington CDSB
Secondary1.2 km7.0 / 10
70% met the standard · 2 of 6 measures
Willow Road Public School
Upper Grand DSB
Elementary1.1 km6.0 / 10
60% met the standard
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 955 people.

$60,800Median household income
50.5%Own their home
47.3%Detached houses
41.2Median age
12.7%Born outside Canada
25.9%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35230269 — the few blocks around this address, home to 955 people. It describes the area, not this property.

955Population
41.5Average age
2Household size
$76,800Average household income
$60,800Median household income
51%Own their home
50%Rent
0%Condominiums
13%Born outside Canada
26%University degree
$640,000Average home value
19%Low income
69%Not in the labour force
30%Never married
Under $5,0001%
$5,000 to $9,9992%
$10,000 to $14,9996%
$15,000 to $19,9992%
$20,000 to $24,9997%
$25,000 to $29,9996%
$30,000 to $34,9993%
$35,000 to $39,9992%
$40,000 to $44,9992%
$45,000 to $49,9992%
$50,000 to $59,9995%
$60,000 to $69,9996%
$70,000 to $79,9994%
$80,000 to $89,9994%
$90,000 to $99,9993%
$100,000 and over22%
$100,000 to $124,9996%
$125,000 to $149,9996%
$150,000 to $199,9995%
$200,000 and over5%

Percentages are of the 605 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$153,800 · minimum here is $51,900
$3,404.97per month
Borrowed before insurance$615,200
Total borrowed$615,200
Interest over 25 years at 4.5%$406,290

If you rented it out

-$3,793.97per month out of pocket
Rent$0.00
Everything it costs to hold$3,793.97
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by EXP REALTY. Listing data provided by the Toronto Regional Real Estate Board.