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1323 2nd Avenue W, Owen Sound, ON N4K 4N5

3 beds · 1 bath · 1 kitchen · 8 rooms · 2 parking spaces · 700-1100 sq ft · Detached
$309,000
Property tax
$2,350 / year

Welcome to 1323 2nd Avenue W - a home filled with potential, set on a beautiful, mature lot in one of Owen Sound's most convenient locations. This property offers the space and setting to create something truly special, whether you're dreaming of a cozy family home, a peaceful retreat, or an investment for the future.The lot provides plenty of room to relax, garden, or entertain outdoors. Inside, you'll find a home ready to be personalized to your taste and style. Located close to downtown shops, the harbour, parks, and schools, you'll enjoy the ease of small-town living with everything you need just minutes away. In spring of 2025 water line from the road into the house was replaced as well as the drains from the shower and washroom upstairs.

MLS number
X13216842
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
1
Postal code
N4K 4N5
Photos
36
Laundry
Not in the unit
107days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Riverforest Montessori SchoolElementary414 mNot reported
Timothy Christian SchoolElementary615 mNot reported
Hillcrest Elementary School
Bluewater DSB
Elementary1.2 km5.2 / 10
52% met the standard
Owen Sound District Secondary School Secondary School
Bluewater DSB
Secondary1.2 km6.5 / 10
65% met the standard · 2 of 6 measures
St Mary's High School
Bruce-Grey CDSB
Secondary1.1 km6.2 / 10
62% met the standard · 2 of 6 measures
St Basil's Separate School
Bruce-Grey CDSB
Elementary1.5 kmNot reported
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Owen Sound — 378 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$305k$418k$532k20252026this home’s asking price
$481klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
97%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d28d56d20252026
33dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in owen sound. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 721 people.

$56,800Median household income
47.6%Own their home
20.3%Detached houses
62.4Median age
9.6%Born outside Canada
9.6%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35420170 — the few blocks around this address, home to 721 people. It describes the area, not this property.

721Population
55.7Average age
1.9Household size
$64,000Average household income
$56,800Median household income
48%Own their home
52%Rent
32%Condominiums
10%Born outside Canada
10%University degree
$460,000Average home value
17%Low income
20%Never married
$10,000 to $14,9991%
$15,000 to $19,9994%
$20,000 to $24,9994%
$25,000 to $29,9993%
$30,000 to $34,9997%
$35,000 to $39,9995%
$40,000 to $44,9995%
$45,000 to $49,9995%
$50,000 to $59,9999%
$60,000 to $69,9998%
$70,000 to $79,9995%
$80,000 to $89,9997%
$90,000 to $99,9995%
$100,000 and over15%
$100,000 to $124,9997%
$125,000 to $149,9994%
$150,000 to $199,9993%
$200,000 and over1%

Percentages are of the 370 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$61,800 · minimum here is $15,450
$1,368.19per month
Borrowed before insurance$247,200
Total borrowed$247,200
Interest over 25 years at 4.5%$163,256

If you rented it out

-$1,564.02per month out of pocket
Rent$0.00
Everything it costs to hold$1,564.02
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by REAL BROKER ONTARIO LTD.. Listing data provided by the Toronto Regional Real Estate Board.