Homula Realty Brokerage
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121 Rattlebear Drive, The Archipelago, ON P0G 1K0

3+3 beds · 3 baths · 1 kitchen · 12+5 rooms · 10 parking spaces · 2000-2500 sq ft · Detached
$1,490,000
Property tax
$5,050 / year

A rare 38-acre Georgian Bay estate offering exceptional privacy, sheltered dockage, and refined four-season living in Pointe au Baril. With 860 ft of private shoreline and its own point of land, the property delivers sweeping water views, remarkable seclusion, and effortless access to Georgian Bay's natural beauty. Beautiful gardens, natural landscaping, and wild berries and fruit trees enrich the granite shoreline and forested setting. The well-maintained 3-bedroom, 3-bath century home, complemented by a thoughtful newer addition, blends classic Georgian Bay character with modern comfort. The inviting kitchen features JennAir stainless-steel appliances, granite countertops, and an open layout flowing into the dining area-ideal for hosting family and friends. A 3-season screened porch extends the living space and offers a peaceful place to enjoy breezes off the Bay. Abundant windows capture stunning water views from nearly every room. Designed for year-round living, the home includes in-floor propane heating with a newer boiler and glycol lines, plus a Pacific Energy woodstove for cozy winter evenings. A charming 2-bedroom guest cabin with a two-piece bath and an office/sleeper cabin provide private accommodations for visitors. Additional structures include a tool shed, a wood shed, and a 40' x 24' Dura Shelter. For boaters, the waterfront is exceptional. Two docks offer deep, sheltered mooring and easy docking, while calm, protected waters create ideal swimming conditions. Expansive acreage with direct access to adjoining Crown land offers endless opportunities for ATV adventures, hunting, and backcountry exploration. Despite its privacy, the property is easily accessed from the highway and is minutes from local amenities.

MLS number
X13218064
Type
Detached
Status
Active
Bedrooms
6
Bathrooms
3
Postal code
P0G 1K0
Photos
44
107days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 979 people.

$83,000Median household income
92%Own their home
100%Detached houses
60.4Median age
9.5%Born outside Canada
22.6%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35490210 — the few blocks around this address, home to 979 people. It describes the area, not this property.

979Population
55.1Average age
1.9Household size
$94,800Average household income
$83,000Median household income
92%Own their home
8%Rent
0%Condominiums
10%Born outside Canada
23%University degree
$772,000Average home value
10%Low income
97%Not in the labour force
15%Never married
$10,000 to $14,9991%
$15,000 to $19,9991%
$20,000 to $24,9992%
$25,000 to $29,9996%
$30,000 to $34,9991%
$35,000 to $39,9991%
$40,000 to $44,9994%
$45,000 to $49,9992%
$50,000 to $59,9994%
$60,000 to $69,9997%
$70,000 to $79,9994%
$80,000 to $89,9993%
$90,000 to $99,9995%
$100,000 and over28%
$100,000 to $124,99910%
$125,000 to $149,9996%
$150,000 to $199,9997%
$200,000 and over5%

Percentages are of the 675 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$298,000 · minimum here is $124,000
$6,597.40per month
Borrowed before insurance$1,192,000
Total borrowed$1,192,000
Interest over 25 years at 4.5%$787,219

If you rented it out

-$7,018.23per month out of pocket
Rent$0.00
Everything it costs to hold$7,018.23
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Royal LePage Team Advantage Realty. Listing data provided by the Toronto Regional Real Estate Board.