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52 Shore Drive, South Bruce Peninsula, ON N0H 1A0

3+1 beds · 2 baths · 1 kitchen · 8+4 rooms · 5 parking spaces · 1100-1500 sq ft · Laundry on the lower level level · Detached
$1,100,000
Property tax
$6,489 / year

170' OF SHORELINE! 52 Shore Drive is not just a second home/cottage...Experience the ultimate year round, FULL TIME, lakeside living on beautiful Chesley Lake. This exceptional property boasts an incredible 170 feet of direct shoreline with excellent deep water depth perfect for boat docking. Escape the city with ease as this retreat is located just 2 hours from major centres. And with Saugeen Shores and Owen Sound just 20 min away, amenities including hospitals are nearby. Also located on a school bus route. The beautifully updated 3 plus 1 bedroom, 2 bathroom bungaloft features an open concept kitchen with Cambrian Quartz countertops and large island with sink that flows seamlessly into the main living spaces with a beautiful stone fireplace. Pulling the lake inside from every principal room, the home is anchored by a stunning primary loft suite with a private sitting area and walkout balcony. Cozy up by one of the two wood fireplaces, including an efficient insert. Tremendous mechanical and structural updates offer total peace of mind, including a new propane furnace installed in 2022, 50 year warranty shingles replaced in 2019, updated windows, 200 amp electrical service, and much more. The property includes a massive attached garage, workshop, and storage addition built in 2006, alongside a separate workshop bunker and metal storage shed. The outdoor oasis features a large 3 season sunroom with 180 degree views and stamped bedrock sunroom floor, four levels of tiered decking, a glass railed upper deck, and a wooden boardwalk tracking the naturalized shoreline. Complete with central vac, a lakeside UV and sediment water filtration system, two driveways, and proximity to golf and groceries, this turn key package is modern, meticulously maintained, and ready for you to move right in. Be sure to view the video and additional information by clicking the multimedia links in the listing on realtor.ca

MLS number
X13220068
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
2
Postal code
N0H 1A0
Photos
47
Laundry
Lower Level level
103days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in South Bruce Peninsula248 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$491k$802k$1.11M20252026this home’s asking price
$565klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
95%98%100%20252026the asking price
97%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d29d58d20252026
27dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in south bruce peninsula. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 1,020 people.

$86,000Median household income
87.2%Own their home
97.5%Detached houses
48Median age
2.9%Born outside Canada
11.2%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35410160 — the few blocks around this address, home to 1,020 people. It describes the area, not this property.

1,020Population
44.3Average age
2.5Household size
$99,600Average household income
$86,000Median household income
87%Own their home
13%Rent
0%Condominiums
3%Born outside Canada
11%University degree
$568,000Average home value
9%Low income
48%Not in the labour force
20%Never married
$20,000 to $24,9994%
$25,000 to $29,9991%
$30,000 to $34,9992%
$35,000 to $39,9994%
$40,000 to $44,9992%
$45,000 to $49,9994%
$50,000 to $59,9996%
$60,000 to $69,9996%
$70,000 to $79,9994%
$80,000 to $89,9994%
$90,000 to $99,9994%
$100,000 and over30%
$100,000 to $124,99911%
$125,000 to $149,9996%
$150,000 to $199,9995%
$200,000 and over7%

Percentages are of the 560 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$220,000 · minimum here is $85,000
$4,870.56per month
Borrowed before insurance$880,000
Total borrowed$880,000
Interest over 25 years at 4.5%$581,169

If you rented it out

-$5,411.31per month out of pocket
Rent$0.00
Everything it costs to hold$5,411.31
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX Four Seasons Realty Limited. Listing data provided by the Toronto Regional Real Estate Board.