Homula Realty Brokerage
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20 Art Bott Road, North Kawartha, ON K0L 1A0

3 beds · 1 bath · 1 kitchen · 8 rooms · 10 parking spaces · 700-1100 sq ft · Laundry on the main level level · Detached
$425,000
Property tax
$1,837 / year

Great location close to town and just off the highway for easy commutes. Country living on almost 4 acres with privacy. This three bedroom home has had several up grades and is a pleasure to show, from the eat in country kitchen to the private hot tub deck off the master bedroom, to the convenient main floor laundry area. The main entrance has lots of room for kicking off the boots and hanging up all the winter gear and leads to cozy covered porch over looking the yard. If you like to entertain, you will love the man cave/garage with unique layout even offering a basement space that would make an excellent workshop, with double doors you could drive your ATV into. Other features include an outside gazebo and a few extra lean to sheds. Don't miss out on this great opportunity at an awesome price.

MLS number
X13221070
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
1
Postal code
K0L 1A0
Photos
50
Laundry
Main Level level
107days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$85,000 · minimum here is $21,250
$1,881.81per month
Borrowed before insurance$340,000
Total borrowed$340,000
Interest over 25 years at 4.5%$224,542

If you rented it out

-$2,034.89per month out of pocket
Rent$0.00
Everything it costs to hold$2,034.89
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Ball Real Estate Inc.. Listing data provided by the Toronto Regional Real Estate Board.