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84 Waterloo Street, Fort Erie, ON L2A 3J7

2 beds · 1 bath · 1 kitchen · 6 rooms · 4 parking spaces · 700-1100 sq ft · Laundry on the lower level level · Detached
$325,000
Property tax
$1,957 / year

This 1.5-storey home offers a unique blend of charm and potential, with two bedrooms located upstairs and one bedroom on the main floor, providing flexibility for families or guests. The large kitchen is perfect for preparing meals and entertaining, while the separate dining room and living room offer additional space for relaxing or hosting gatherings. A covered front porch adds to the home's appeal, offering a quiet spot to enjoy the outdoors. For those seeking extra storage or workspace, the property includes a detached garage with electricity. Located just a block from the scenic Niagara River and the Friendship Trail, this home places you close to nature, with easy access to walking, biking, and outdoor activities. While this property does require a bit of tender love and care, it presents a great opportunity to make it your own and add value with a little updating.

MLS number
X13222252
Type
Detached
Status
Active
Bedrooms
2
Bathrooms
1
Postal code
L2A 3J7
Photos
17
Laundry
Lower Level level
103days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 4 times.

Sale history is for registered usersSee what this address sold for and when, across all 4 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Our Lady of Victory Catholic Elementary School
Niagara CDSB
Elementary741 m6.7 / 10
67% met the standard
Fort Erie International AcademyElementary and secondary1.3 kmNot reported
Peace Bridge Public School
DSB Niagara
Elementary1.1 km9.5 / 10
95% met the standard
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in Fort Erie818 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$319k$464k$609k20252026this home’s asking price
$520klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
97%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d24d49d20252026
30dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in fort erie. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 528 people.

$53,600Median household income
65.9%Own their home
54%Detached houses
44.8Median age
17.7%Born outside Canada
12.3%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35260718 — the few blocks around this address, home to 528 people. It describes the area, not this property.

528Population
43.5Average age
2.1Household size
$62,400Average household income
$53,600Median household income
66%Own their home
34%Rent
0%Condominiums
18%Born outside Canada
12%University degree
$410,000Average home value
22%Low income
28%Never married
$15,000 to $19,9995%
$20,000 to $24,9995%
$25,000 to $29,9995%
$30,000 to $34,9995%
$35,000 to $39,9994%
$40,000 to $44,9994%
$45,000 to $49,9999%
$50,000 to $59,9995%
$60,000 to $69,9997%
$70,000 to $79,9995%
$80,000 to $89,9995%
$90,000 to $99,9994%
$100,000 and over19%
$100,000 to $124,9999%
$125,000 to $149,9994%
$150,000 to $199,9994%
$200,000 and over2%

Percentages are of the 285 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$65,000 · minimum here is $16,250
$1,439.03per month
Borrowed before insurance$260,000
Total borrowed$260,000
Interest over 25 years at 4.5%$171,709

If you rented it out

-$1,602.11per month out of pocket
Rent$0.00
Everything it costs to hold$1,602.11
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX NIAGARA REALTY LTD, BROKERAGE. Listing data provided by the Toronto Regional Real Estate Board.