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3314 Montreal Road, Cornwall, ON K6H 5R5

3 beds · 2 baths · 1 kitchen · 10 parking spaces · 2500-3000 sq ft · Laundry on the main level level · Detached
$1,300,000
Property tax
$6,246 / year

Completely rebuilt from the exterior walls inward, this stunning St. Lawrence River view property combines luxury residential living with Highway Commercial zoning, creating a rare opportunity just minutes from Cornwall. This home has been extensively renovated from top to bottom, including electrical, plumbing, insulation, windows, flooring, fixtures, kitchens, bathrooms, and mechanical systems, offering the peace of mind of modern construction while preserving its timeless character. The heart of the home is the beautifully designed custom kitchen featuring an oversized centre island, quality cabinetry, stone countertops, and an open-concept layout perfect for entertaining. Spacious living areas throughout the main floor provide flexibility for everyday living, working from home, or hosting guests. A large mudroom, laundry room, full bathroom, & versatile den/living room complete the main level. The second floor is highlighted by a remarkable primary suite featuring a walkin closet and spa-inspired ensuite with a double vanity, glass shower, and soaker tub. An additional bedroom and beautifully finished spaces continue the home's blend of comfort and sophistication. The finished loft offers exceptional flexibility and could serve as additional bedrooms, a home office, studio, recreation room, fitness area. Outside, mature trees, covered parking, ample driveway space, and beautiful views of the St. Lawrence River create a setting that feels both peaceful and connected. Adding even more value is the desirable Highway Commercial zoning, opening the door to a variety of permitted uses including professional services, retail, tourism-related ventures, office space, or a live-work arrangement (buyer to verify permitted uses). Whether you're searching for an exceptional family home, a unique live-work opportunity, or an investment in a highly visible location, this remarkable property offers possibilities rarely found in today's market.

MLS number
X13222736
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
K6H 5R5
Photos
50
Laundry
Main Level level
104days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Holy Trinity Catholic Elementary School
CDSB of Eastern Ontario
Elementary1.6 kmNot reported
Holy Trinity Catholic Secondary School
CDSB of Eastern Ontario
Secondary2.0 km5.7 / 10
57% met the standard · 2 of 6 measures
St Peter's School
CDSB of Eastern Ontario
Elementary1.6 km7.8 / 10
78% met the standard
École élémentaire publique Rose des Vents
CÉP de l'Est de l'Ontario
Elementary1.8 km7.7 / 10
77% met the standard
École élémentaire catholique Marie-Tanguay
CSDC de l'Est ontarien
Elementary2.1 km7.4 / 10
74% met the standard
St Lawrence Intermediate School
Upper Canada DSB
Elementary2.1 kmNot reported
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in 717 - Cornwall788 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$387k$853k$1.32M20252026this home’s asking price
$411klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
97%99%100%20252026the asking price
98%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d17d34d20252026
26dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in 717 - cornwall. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 1,215 people.

$82,000Median household income
67%Own their home
54.8%Detached houses
55.2Median age
10.9%Born outside Canada
22%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35010180 — the few blocks around this address, home to 1,215 people. It describes the area, not this property.

1,215Population
51.1Average age
2.3Household size
$89,200Average household income
$82,000Median household income
67%Own their home
33%Rent
0%Condominiums
11%Born outside Canada
22%University degree
$364,000Average home value
11%Low income
83%Not in the labour force
19%Never married
$10,000 to $14,9991%
$15,000 to $19,9991%
$20,000 to $24,9992%
$25,000 to $29,9992%
$30,000 to $34,9992%
$35,000 to $39,9992%
$40,000 to $44,9994%
$45,000 to $49,9993%
$50,000 to $59,9996%
$60,000 to $69,9996%
$70,000 to $79,9996%
$80,000 to $89,9993%
$90,000 to $99,9995%
$100,000 and over29%
$100,000 to $124,99910%
$125,000 to $149,9997%
$150,000 to $199,9996%
$200,000 and over6%

Percentages are of the 630 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$260,000 · minimum here is $105,000
$5,756.12per month
Borrowed before insurance$1,040,000
Total borrowed$1,040,000
Interest over 25 years at 4.5%$686,836

If you rented it out

-$6,276.62per month out of pocket
Rent$0.00
Everything it costs to hold$6,276.62
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX AFFILIATES MARQUIS LTD.. Listing data provided by the Toronto Regional Real Estate Board.