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1809 3rd Avenue W, Owen Sound, ON N4K 4R7

2 beds · 1 bath · 1 kitchen · 7 rooms · 2 parking spaces · 700-1100 sq ft · Detached
$324,000
Property tax
$2,603 / year

Welcome to 1809 3rd Avenue East, a sweet 2-bedroom, 1-bathroom home right in the heart of Owen Sound. Whether you're stepping into homeownership for the first time or looking for something simple and manageable, this one checks a lot of boxes. The covered front porch is the kind of spot you'll actually use, morning coffee, evening wind-down, or just watching the neighbourhood go by. Out back, you've got a big, fully fenced yard that's as private as it gets, perfect for kids, pets, or just having your own outdoor escape. This home carries real character and has plenty of room to grow into. Best of all, you're walking distance to schools and shopping, so everything you need day-to-day is right there. Affordable, charming, and ready for its next chapter. Come see it for yourself.

MLS number
X13225336
Type
Detached
Status
Active
Bedrooms
2
Bathrooms
1
Postal code
N4K 4R7
Photos
22
Laundry
Not in the unit
105days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 4 times.

Sale history is for registered usersSee what this address sold for and when, across all 4 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Timothy Christian SchoolElementary140 mNot reported
Riverforest Montessori SchoolElementary302 mNot reported
Keppel-Sarawak Elementary School
Bluewater DSB
Elementary1.2 km7.9 / 10
79% met the standard
St Mary's High School
Bruce-Grey CDSB
Secondary1.3 km6.2 / 10
62% met the standard · 2 of 6 measures
Owen Sound District Secondary School Secondary School
Bluewater DSB
Secondary1.7 km6.5 / 10
65% met the standard · 2 of 6 measures
Hillcrest Elementary School
Bluewater DSB
Elementary1.8 km5.2 / 10
52% met the standard
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Owen Sound378 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$320k$426k$532k20252026this home’s asking price
$481klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
97%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d28d56d20252026
33dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in owen sound. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 327 people.

$59,600Median household income
67.6%Own their home
64.7%Detached houses
56Median age
3.1%Born outside Canada
12.1%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35420169 — the few blocks around this address, home to 327 people. It describes the area, not this property.

327Population
50.9Average age
1.9Household size
$62,800Average household income
$59,600Median household income
68%Own their home
32%Rent
0%Condominiums
3%Born outside Canada
12%University degree
$335,000Average home value
14%Low income
93%Not in the labour force
22%Never married
Under $5,0003%
$20,000 to $24,9995%
$25,000 to $29,9995%
$30,000 to $34,9998%
$35,000 to $39,9993%
$40,000 to $44,9995%
$45,000 to $49,9995%
$50,000 to $59,9998%
$60,000 to $69,99913%
$70,000 to $79,9998%
$80,000 to $89,9993%
$90,000 to $99,9993%
$100,000 and over16%
$100,000 to $124,9998%
$125,000 to $149,9993%
$150,000 to $199,9993%
$200,000 and over3%

Percentages are of the 190 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$64,800 · minimum here is $16,200
$1,434.60per month
Borrowed before insurance$259,200
Total borrowed$259,200
Interest over 25 years at 4.5%$171,181

If you rented it out

-$1,651.52per month out of pocket
Rent$0.00
Everything it costs to hold$1,651.52
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX Grey Bruce Realty Inc.. Listing data provided by the Toronto Regional Real Estate Board.