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90 Barley Trail, Stirling-Rawdon, ON K0K 3E0

3 beds · 3 baths · 1 kitchen · 6 rooms · 2 parking spaces · 1500-2000 sq ft · Laundry on the main level level · Att/Row/Townhouse
$579,777
Property tax
$5,594 / year

This stunning end unit townhome, crafted by Farnsworth Construction in 2022, is a true masterpiece. Located in the charming town of Stirling and is conveniently located just a short drive from Belleville or Trenton. The residence boast three spacious bedrooms and three luxurious baths, each show casing high quality finishes. As you step into the main level from the front porch you are greeted with a grand foyer with tile floors that welcome you. The kitchen features quartz countertops, a tile backsplash, and quality cabinetry with slow-close doors and drawers. The open-concept kitchen, dining, and great room area, with its 9' ceilings, beautiful stone wall accent, and electric fireplace, create an inviting and sophisticated ambiance. Oversized windows and patio doors flood the space with natural light, enhancing the home's warm and inviting atmosphere. The second level offers a generously sized master bedroom complete with a loads of natural light and a three-piece ensuite featuring a walk-in tiled shower. Two additional bedrooms and a four-piece bath complete this level, all adorned with stunning laminate flooring. Stepping outside, the backyard offers a private oasis with privacy fencing, mature trees, a beautiful patio and beautifully landscaped. The town of Stirling offers local attractions, including the Stirling Festival Theatre, Oak Hills Golf with its 36 holes, Kings Mills Conservation Area, and Farm town Park. Outdoor enthusiasts will love the Trans Canada Trail for walking or ATVing. This home is a true gem and an absolute must-see the pride of ownership is very apparent here. You will be captivated by its elegance and beauty!

MLS number
X13227670
Type
Att/Row/Townhouse
Status
Active
Bedrooms
3
Bathrooms
3
Postal code
K0K 3E0
Photos
40
Laundry
Main Level level
102days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 3 times.

Sale history is for registered usersSee what this address sold for and when, across all 3 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Approximate — placed from the postal code, which can cover a block or more.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 578 people.

$95,000Median household income
87.2%Own their home
92.5%Detached houses
42.8Median age
4.2%Born outside Canada
18.8%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35120287 — the few blocks around this address, home to 578 people. It describes the area, not this property.

578Population
41.3Average age
2.9Household size
$116,000Average household income
$95,000Median household income
87%Own their home
13%Rent
0%Condominiums
4%Born outside Canada
19%University degree
$480,000Average home value
6%Low income
25%Not in the labour force
23%Never married
$15,000 to $19,9992%
$25,000 to $29,9992%
$30,000 to $34,9992%
$35,000 to $39,9992%
$45,000 to $49,9994%
$50,000 to $59,9995%
$60,000 to $69,9994%
$70,000 to $79,9995%
$80,000 to $89,9995%
$90,000 to $99,9995%
$100,000 and over32%
$100,000 to $124,99911%
$125,000 to $149,9995%
$150,000 to $199,9999%
$200,000 and over7%

Percentages are of the 280 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$115,955 · minimum here is $32,978
$2,639.01per month
Borrowed before insurance$463,822
Default insurance premium, added to the loan$12,987
Total borrowed$476,809
Interest over 25 years at 4.5%$314,894

If you rented it out

-$3,105.18per month out of pocket
Rent$0.00
Everything it costs to hold$3,105.18
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Royal Lepage Proalliance Realty. Listing data provided by the Toronto Regional Real Estate Board.