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39132 Combermere Road, Madawaska Valley, ON K0J 1L0

3 beds · 2 baths · 1 kitchen · 9 rooms · 7 parking spaces · 1100-1500 sq ft · Laundry on the main level level · Rural Residential
$445,900
Property tax
$1,888 / year

Combermere - This gorgeous little village in the heart of cottage country is only 15 minutes from Barry's Bay with access to shopping, hospital, restaurants and more. Stunning view of the Madawaska River which is across the road from your house . The seller has 2 docks on the township property and the water front has excellent swimming. Madawaska River is part of the Kamaniskeg system that offers great fishing and miles of boating. Cozy 3 bedroom bungalow has a living room with propane fireplace, kitchen, dining room, 4 piece main bathroom, laundry room with 3 piece bathroom and lots of potential. Third bedroom with patio doors leading to the front deck has many options for use. It can be a small granny suite, master bedroom with a 3 piece bathroom attached or a lovely rec room. It all depends on your needs. Front deck across the entire front of the house has a wheelchair ramp for easy access if needed. You can sit on your front deck and enjoy the panoramic view of the mighty Madawaska! There is an attached single car garage and a spacious storage shed. ATV and sledding trails are at your doorstep and give you access to the miles of trails. NOTE - SELLER WILL REPLACE SHINGLES PRIOR TO CLOSING DATE. Propane furnace was installed in 2019, hydro is approx $140 per month, propane is approx $1840 per season.

MLS number
X13234148
Type
Rural Residential
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
K0J 1L0
Photos
49
Laundry
Main Level level
101days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Approximate — placed from the postal code, which can cover a block or more.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 1,168 people.

$68,500Median household income
93.9%Own their home
98.2%Detached houses
59.6Median age
9.3%Born outside Canada
17.2%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35120232 — the few blocks around this address, home to 1,168 people. It describes the area, not this property.

1,168Population
53.3Average age
2.1Household size
$81,600Average household income
$68,500Median household income
94%Own their home
6%Rent
0%Condominiums
9%Born outside Canada
17%University degree
$478,000Average home value
15%Low income
17%Never married
Under $5,0001%
$5,000 to $9,9991%
$10,000 to $14,9991%
$15,000 to $19,9991%
$20,000 to $24,9993%
$25,000 to $29,9993%
$30,000 to $34,9994%
$35,000 to $39,9996%
$40,000 to $44,9993%
$45,000 to $49,9993%
$50,000 to $59,9996%
$60,000 to $69,9997%
$70,000 to $79,9996%
$80,000 to $89,9996%
$90,000 to $99,9994%
$100,000 and over22%
$100,000 to $124,9998%
$125,000 to $149,9995%
$150,000 to $199,9995%
$200,000 and over4%

Percentages are of the 715 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$89,180 · minimum here is $22,295
$1,974.35per month
Borrowed before insurance$356,720
Total borrowed$356,720
Interest over 25 years at 4.5%$235,585

If you rented it out

-$2,131.68per month out of pocket
Rent$0.00
Everything it costs to hold$2,131.68
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX COUNTRY CLASSICS LTD.. Listing data provided by the Toronto Regional Real Estate Board.