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57186 Eden Line, Bayham, ON N0J 1H0

3 beds · 2 baths · 1 kitchen · 8+5 rooms · 12 parking spaces · 1500-2000 sq ft · Detached
$879,000
Property tax
$4,876 / year

Welcome to this beautifully finished bungalow in lovely Eden, Ontario, where peaceful country living meets comfort and style. With 3 bedrooms plus a finished bonus room/den this potentially could be a 4BDR home. Set on a stunning country lot this impressive home offers 1,683 sq ft on the main level plus a beautifully finished 1,100 sq ft lower-level rec room, giving you plenty of space for family, entertaining, and relaxed rural living. The open-concept living room and kitchen are warm and inviting, featuring a tray ceiling, gorgeous stone fireplace, quartz countertops, stainless steel appliances, ceramic backsplash, and the perfect breakfast/nook dining area off the kitchen. Striking hardwood on main. Walkouts from living room and kitchen lead to a three-tiered deck with gazebo and above-ground pool, creating the perfect setting for summer days, evening gatherings, and peaceful country views. The main floor includes 2 nicely sized bedrooms and 2 fully updated 4-piece bathrooms, including a spacious primary bedroom with walk-in closet and beautiful ensuite bath with double vanity. The lower level is ideal for entertaining, offering the perfect recreation area with quartz bar, two bar fridges, rough-in for an additional fireplace, and flexible space for guests movie or game nights. Also on the lower level there is a potential 3rd bedroom or office space and a rough in for a 3rd bathroom. Additional features include a fully insulated oversized double garage, stamped concrete, extra-wide stairs to the lower level, a 2019 furnace, and water softener. Walking trails and restaurant grocery store very close by. Located just 15 minutes to the beaches and marinas in Port Burwell, 10 minutes to Tillsonburg, 15 to Aylmer, 25 to St. Thomas, 20 to Delhi, 25 minutes to Ingersoll, 35 minutes to Woodstock, the 401, and 403.

MLS number
X13238684
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
N0J 1H0
Photos
50
99days · this listing
99days · this property

This property has not been relisted in the last two years, so both counts are the same. Where they differ, the second adds up earlier listings at this address that ended without a sale.

Listing history

No previous listings found for this address.

Where this home is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 528 people.

$86,000Median household income
85.7%Own their home
88.2%Detached houses
34.4Median age
23.2%Born outside Canada
9.8%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35340162 — the few blocks around this address, home to 528 people. It describes the area, not this property.

528Population
36.9Average age
3.1Household size
$86,000Average household income
$86,000Median household income
86%Own their home
14%Rent
0%Condominiums
23%Born outside Canada
10%University degree
$500,000Average home value
10%Low income
49%Not in the labour force
22%Never married
$15,000 to $19,9992%
$30,000 to $34,9996%
$40,000 to $44,9992%
$45,000 to $49,9992%
$50,000 to $59,9994%
$60,000 to $69,9996%
$70,000 to $79,9998%
$80,000 to $89,9996%
$90,000 to $99,9994%
$100,000 and over31%
$100,000 to $124,99910%
$125,000 to $149,9996%
$150,000 to $199,9998%
$200,000 and over4%

Percentages are of the 245 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$175,800 · minimum here is $62,900
$3,892.02per month
Borrowed before insurance$703,200
Total borrowed$703,200
Interest over 25 years at 4.5%$464,407

If you rented it out

Monthly rent starts from a rule of thumb — two per cent of the asking price a year — because no comparable lease was found nearby. Change it to anything you like.

-$2,833.36per month out of pocket
Rent$1,465.00
Everything it costs to hold$4,298.36
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by EXP REALTY. Listing data provided by the Toronto Regional Real Estate Board.