Homula Realty Brokerage
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11 Lock Street, Seguin, ON P0C 1J0

Commercial Retail
$1,595,000

A rare opportunity to acquire one of Muskoka's most beloved and established businesses in the heart of Rosseau. Ideally situated at 11 Lock St, the Rosseau Bakery has been a cherished destination for locals, cottagers, and visitors alike for generations, earning a reputation for exceptional products, loyal clientele, & enduring success. Not too mention, the home to some of the best butter tarts Muskoka has to offer. Positioned in one of Muskoka's most sought-after lake communities, this iconic business benefits from outstanding visibility, strong seasonal and year-round traffic, and deep roots within the community. The bakery has become an integral part of the Rosseau experience, drawing customers from across the region who return year after year & local clientele that arrive daily. For investors & entrepreneurs, this is an opportunity to step into a thriving operation with an established brand, proven business model, and significant goodwill already in place. The property's prime village location offers exceptional exposure and continued growth potential, while the bakery's longstanding reputation provides a strong foundation for future success. Rosseau continues to attract affluent homeowners, seasonal residents, and visitors seeking the very best of Muskoka living, creating a highly desirable market for hospitality and food-related businesses. Whether your vision is to continue the bakery's successful legacy, expand operations, or introduce complementary offerings, the possibilities are compelling.Opportunities to acquire a business of this stature, with such a loyal customer base and prominent presence in one of Muskoka's most prestigious communities, are exceedingly rare. This offering includes the main store with attached two bedroom unit, an oversized garage, and a separate structure housing a walk up window restaurant & large storage space behind. A beautiful piece of land, cared for and ready for new ownership.

MLS number
X13246938
Type
Commercial Retail
Status
Active
Bedrooms
Bathrooms
Postal code
P0C 1J0
Photos
26
Property tax
$1,801 / year
103days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Rosseau Lake College Private SchoolElementary and secondary704 mNot reported

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 793 people.

$89,000Median household income
87.5%Own their home
98.4%Detached houses
54.4Median age
10.5%Born outside Canada
31.5%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35490230 — the few blocks around this address, home to 793 people. It describes the area, not this property.

793Population
49.2Average age
2.2Household size
$149,000Average household income
$89,000Median household income
88%Own their home
13%Rent
0%Condominiums
11%Born outside Canada
32%University degree
$960,000Average home value
14%Low income
71%Not in the labour force
26%Never married
Under $5,0002%
$10,000 to $14,9991%
$25,000 to $29,9991%
$30,000 to $34,9993%
$35,000 to $39,9994%
$40,000 to $44,9993%
$50,000 to $59,9993%
$60,000 to $69,9998%
$70,000 to $79,9993%
$80,000 to $89,9994%
$90,000 to $99,9994%
$100,000 and over31%
$100,000 to $124,99910%
$125,000 to $149,9997%
$150,000 to $199,9997%
$200,000 and over8%

Percentages are of the 455 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$319,000 · minimum here is $319,000
$7,062.31per month
Borrowed before insurance$1,276,000
Total borrowed$1,276,000
Interest over 25 years at 4.5%$842,694

If you rented it out

-$7,212.40per month out of pocket
Rent$0.00
Everything it costs to hold$7,212.40
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Cayman Marshall International Realty Inc.. Listing data provided by the Toronto Regional Real Estate Board.