Homula Realty Brokerage
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325 Balsam Chutes Road, Huntsville, ON P0B 1L0

2+1 beds · 2 baths · 1 kitchen · 7 rooms · 6 parking spaces · 1500-2000 sq ft · Laundry on the lower level level · Detached
$899,000
Property tax
$5,111 / year

Welcome to your family's Muskoka escape. Nestled along a peaceful stretch of the Muskoka River, this beautifully maintained 4-season waterfront cottage offers over 2,400 sq.ft. of living space and the perfect setting for creating generations of family memories. Set amongst towering trees that provide exceptional privacy, the cottage enjoys a tranquil waterfront setting with stunning river views from the principal rooms and outdoor living areas. Large windows fill the home with natural light while bringing the beauty of Muskoka indoors. Designed with family gatherings in mind, the spacious open-concept living, dining and kitchen areas provide plenty of room for everyone to come together after a day on the water. The inviting living room features a cozy wood stove for the winter season. With 3 bedrooms, 2 bathrooms, generous storage throughout, and a finished lower-level family room, there is ample space for children, guests, and extended family. Outside, enjoy everything Muskoka waterfront living has to offer. The private dock provides excellent swimming, boating, kayaking, canoeing and paddleboarding opportunities. Deep water off the dock makes swimming and diving enjoyable for all ages, while over 8 kilometres of calm navigable river allows endless exploration by boat. Spend summer evenings around the fire, relax on the waterfront deck with your morning coffee, or simply enjoy the sounds of nature from your own private riverside retreat. Fully winterized for year-round enjoyment, this property is equally appealing as a summer cottage, a weekend getaway, or a full-time waterfront residence. Located just 10 minutes from Bracebridge and 25 minutes from Huntsville. High Speed Fibre Internet and curbside garbage pickup. Private Road Fee $678/year. A rare opportunity to own a true Muskoka family cottage where memories will be made for years to come.

MLS number
X13410686
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
P0B 1L0
Photos
55
Laundry
Lower Level level
99days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 3 times.

Sale history is for registered usersSee what this address sold for and when, across all 3 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Huntsville545 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$607k$756k$905k20252026this home’s asking price
$740klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
96%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d32d65d20252026
27dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in huntsville. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 689 people.

$87,000Median household income
94.3%Own their home
45.2Median age
6.6%Born outside Canada
20.8%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35440191 — the few blocks around this address, home to 689 people. It describes the area, not this property.

689Population
43.4Average age
2.5Household size
$119,000Average household income
$87,000Median household income
94%Own their home
6%Rent
0%Condominiums
7%Born outside Canada
21%University degree
$600,000Average home value
10%Low income
49%Not in the labour force
17%Never married
Under $5,0003%
$20,000 to $24,9991%
$25,000 to $29,9991%
$30,000 to $34,9993%
$35,000 to $39,9993%
$40,000 to $44,9993%
$45,000 to $49,9994%
$50,000 to $59,9996%
$60,000 to $69,9996%
$70,000 to $79,9995%
$80,000 to $89,9994%
$90,000 to $99,9993%
$100,000 and over30%
$100,000 to $124,9999%
$125,000 to $149,9998%
$150,000 to $199,9998%
$200,000 and over6%

Percentages are of the 400 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$179,800 · minimum here is $64,900
$3,980.58per month
Borrowed before insurance$719,200
Total borrowed$719,200
Interest over 25 years at 4.5%$474,973

If you rented it out

-$4,406.49per month out of pocket
Rent$0.00
Everything it costs to hold$4,406.49
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by KINGSWAY REAL ESTATE. Listing data provided by the Toronto Regional Real Estate Board.