Homula Realty Brokerage
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2807 Mackie Lake, Frontenac, ON K0H 2J0

4 beds · 1 bath · 1 kitchen · 8 rooms · 1 parking space · 700-1100 sq ft · Laundry on the main level level · Detached
$449,000
Property tax
$2,451 / year

Escape to your own four-season waterfront paradise on Mackie Lake with this charming 4-bedroom cottage on 1.36 acres, offering 131 feet of pristine shoreline and stunning south-facing views. This 976 sq. ft., 4-bedroom cottage is perfectly set up for family and friends, with an open-concept living room, cozy woodstove, wraparound deck for panoramic lake vistas, and a newer 3-piece bathroom, plus a traditional privy for that authentic cottage touch. Thoughtfully insulated for winter use and this cottage delivers authentic charm with modern comfort. Boat access with private deeded parking off Mountain Road keeps you secluded but not remote, while trails just behind the property link you to Kitchen and Camp Lakes for secluded fishing, hiking, and wildlife exploration. With extraordinary fishing- including coveted lake trout in one of the area's best-kept secrets-this is an ideal retreat for nature seekers, anglers, hunters, and traditional cottage enthusiasts craving a true Canadian lakefront escape, where every season brings a new adventure!!!

MLS number
X13417556
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
1
Postal code
K0H 2J0
Photos
50
Laundry
Main Level level
96days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in Frontenac — 645 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$445k$550k$655k20252026this home’s asking price
$610klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
97%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d24d49d20252026
28dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in frontenac. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$89,800 · minimum here is $22,450
$1,988.07per month
Borrowed before insurance$359,200
Total borrowed$359,200
Interest over 25 years at 4.5%$237,222

If you rented it out

-$2,192.32per month out of pocket
Rent$0.00
Everything it costs to hold$2,192.32
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Royal Lepage Proalliance Realty. Listing data provided by the Toronto Regional Real Estate Board.