Homula Realty Brokerage
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392010 Grey Road 109, Southgate, ON N0G 2A0

4 beds · 3 baths · 1 kitchen · 12 rooms · 7 parking spaces · 2000-2500 sq ft · Laundry on the upper level level · Detached
$620,000
Property tax
$2,962 / year

Welcome to this beautifully updated two-story brick home in the charming community of Holstein, where small-town living meets modern comfort. The main level offers a bright, open-concept kitchen and dining area filled with natural light, a convenient main-floor bathroom, and a versatile room that works perfectly as a home office or additional bedroom. Upstairs, you'll find a spacious primary bedroom complete with a walk-in closet and a private ensuite that includes a washer and dryer. Three additional cozy bedrooms and a second bathroom with a stand-up shower complete the upper level, offering plenty of space for family or guests. Year-round comfort is provided by an energy-efficient heat pump system installed in September 2025, while a wood stove adds warmth and cozy character on those really cold winter mornings. Step outside and enjoy a backyard that gardeners will love, featuring a patio and raised garden beds ready for the growing season. The detached shop is a standout feature, offering excellent space for hobbyists, tradespeople, or additional storage. With its functional layout, classic brick character, and thoughtful updates, this move-in-ready home offers a wonderful opportunity to enjoy the slower pace of small-town living. It's the kind of place where neighbours wave, mornings start a little slower, and there's still room to breathe. Schedule your private viewing today!

MLS number
X13417666
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
3
Postal code
N0G 2A0
Photos
46
Laundry
Upper Level level
98days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Egremont Community School
Bluewater DSB
Elementary627 m7.3 / 10
73% met the standard
Heritage Lane Parochial SchoolElementary2.2 kmNot reported
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Southgate189 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$586k$665k$743k20252026this home’s asking price
$602klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
97%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d25d51d20252026
34dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in southgate. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 479 people.

$88,000Median household income
83.8%Own their home
92.1%Detached houses
46.8Median age
5.4%Born outside Canada
18.2%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35420284 — the few blocks around this address, home to 479 people. It describes the area, not this property.

479Population
43.5Average age
2.5Household size
$93,000Average household income
$88,000Median household income
84%Own their home
16%Rent
0%Condominiums
5%Born outside Canada
18%University degree
$640,000Average home value
11%Low income
54%Not in the labour force
24%Never married
$10,000 to $14,9992%
$20,000 to $24,9992%
$25,000 to $29,9992%
$35,000 to $39,9992%
$40,000 to $44,9992%
$45,000 to $49,9994%
$50,000 to $59,9996%
$60,000 to $69,9996%
$70,000 to $79,9996%
$80,000 to $89,9994%
$90,000 to $99,9996%
$100,000 and over31%
$100,000 to $124,99910%
$125,000 to $149,9996%
$150,000 to $199,9998%
$200,000 and over6%

Percentages are of the 260 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$124,000 · minimum here is $37,000
$2,745.23per month
Borrowed before insurance$496,000
Total borrowed$496,000
Interest over 25 years at 4.5%$327,568

If you rented it out

-$2,992.06per month out of pocket
Rent$0.00
Everything it costs to hold$2,992.06
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Royal LePage RCR Realty. Listing data provided by the Toronto Regional Real Estate Board.