204 Balsam Avenue S, Hamilton, ON L8M 3B8
- Property tax
- $5,409 / year
An exceptional investment opportunity in Hamilton's St.Clair/Blakeley neighbourhood. This skillfully renovated century home offers over 2,100 sq ft of finished living space across three self-contained units, making it an ideal investment property OR an incredible multi-generational home for a large family. Configured as a legal duplex with an in-law suite, it delivers strong rental income potential OR the flexibility to live in one unit while leasing the others potentially bringing your total housing expenses down. Talk about affordable! This property features three well-appointed suites with modern finishes throughout, including updated kitchens with subway tile backsplashes, stainless steel appliances, and in-suite laundry in each unit. Durable luxury vinyl plank flooring runs throughout, ensuring low maintenance and long-term durability. The well-designed layout includes a 2-bedroom unit with a stone patio, a 1-bedroom unit with a private deck, and a spacious 3-bedroom unit spanning two levels with a separate laundry room.Separate hydro meters allow for efficient expense management and increased net returns. The property is currently tenanted by reliable, long-term occupants who are easy to manage and paying at or slightly above market rents, providing immediate, consistent income. Additional features include four-car parking with front and rear alley access, a fully fenced and hardscaped backyard, and strong curb appeal with a covered front porch. Ideally located near Gage Park, Ottawa Street amenities, transit, and key commuter routes, this turnkey property represents a solid addition to any real estate portfolio with both income stability and future growth potential. RSA.
- MLS number
- X13417808
- Type
- Detached
- Status
- Active
- Bedrooms
- 6
- Bathrooms
- 3
- Postal code
- L8M 3B8
- Photos
- 49
- Laundry
- Not in the unit
This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.
Rooms
14 rooms as the listing brokerage filed them, 11 of them with measurements.
Main
| Room | Size | Features |
|---|---|---|
| Kitchen | 6.50 × 3.94 m | Combined w/Dining |
| Primary Bedroom | 3.56 × 3.53 m | — |
| Bathroom | not measured | 4 Pc Bath |
Second
| Room | Size | Features |
|---|---|---|
| Kitchen | 3.76 × 3.45 m | — |
| Living Room | 5.74 × 2.95 m | — |
| Primary Bedroom | 3.45 × 3.17 m | — |
| Laundry | 1.83 × 1.75 m | — |
| Bathroom | not measured | 4 Pc Bath |
Third
| Room | Size | Features |
|---|---|---|
| Bedroom 2 | 4.95 × 3.48 m | — |
| Bedroom 3 | 5.46 × 3.07 m | — |
Basement
| Room | Size | Features |
|---|---|---|
| Kitchen | 5.87 × 3.86 m | Combined w/Living |
| Bathroom | not measured | 4 Pc Bath · Combined w/Laundry |
| Primary Bedroom | 3.99 × 2.72 m | — |
| Bedroom 2 | 3.53 × 2.92 m | — |
Property details
As filed by the listing brokerage. Anything the board left blank is left out rather than shown as unknown — and none of it is guaranteed accurate by PropTx, so verify what you rely on.
Property
- Type
- Detached
- Style
- 2 1/2 Storey
- Class
- Residential Freehold
- Fronting on
- East
- Community
- Blakeley
- Municipality
- Hamilton
- Cross street
- CUMBERLAND AVE
Inside
- Bedrooms
- 6
- Bedrooms above grade
- 6
- Bathrooms
- 3
- Washrooms
- 1 on the main floor · 1 on the second floor · 1 on the basement floor
- Kitchens
- 3
- Rooms above grade
- 11
- Family room
- Yes
- Basement
- Finished, Full, Separate Entrance
- Size
- 1500-2000
Building
- Construction
- Aluminum Siding, Brick
- Roof
- Asphalt Shingle
- Foundation
- Concrete Block
Parking
- Covered spaces
- 0
- Driveway spaces
- 4
- Total parking
- 4
- Features
- Front Yard Parking, Private Triple
Land
- Lot
- 28 × 95 feet
- Pool
- None
Heating, cooling and services
- Heating
- Forced Air
- Heat source
- Gas
- Cooling
- Central Air
- Water
- Municipal
- Sewer
- Sewer
Features
- Property
- Hospital, Park, Place Of Worship, Public Transit, School
- Interior
- Carpet Free, In-Law Suite, Primary Bedroom - Main Floor, Separate Hydro Meter
- Exterior
- Paved Yard, Porch
Listing
- MLS number
- X13417808
- Status
- New
- Previous status
- Draft
- Listed on
- 2026-06-08
- Expires
- 2026-09-30
- Taxes
- $5,409 (2026)
- Board
- Toronto Regional Real Estate Board
Listing history
This address has been listed 2 times.
Where this property is
Where this address sits, matched against open government data.
Matched to this street. The listing did not say which direction, and every candidate was in the same place.
Schools
The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.
Other schools nearby
By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.
| School | Level | Distance | Rating |
|---|---|---|---|
| ÉÉC Notre-Dame CS catholique MonAvenir | Elementary | 242 m | / 10 55% met the standard |
| Adelaide Hoodless Public School Hamilton-Wentworth DSB | Elementary | 435 m | / 10 67% met the standard |
| Bridge International School | Secondary | 881 m | Not reported |
| Prince of Wales Elementary Public School Hamilton-Wentworth DSB | Elementary | 1.0 km | / 10 61% met the standard |
| Bernie Custis Secondary School Secondary School Hamilton-Wentworth DSB | Secondary | 1.0 km | / 10 51% met the standard · 2 of 6 measures |
| Highview Public School Hamilton-Wentworth DSB | Elementary | 1.4 km | / 10 62% met the standard |
How the rating is calculated
EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.
Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.
What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.
Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.
H-Value
What an H-Value is and how it is calculated — the method and our measured error, no account needed.
The market around this home
Detached houses in Hamilton — 5,837 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.
How these are built, and what they cannot tell you
Each point is the median of the sales that closed in that quarter among detached houses in hamilton. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.
This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.
Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.
This neighbourhood
Statistics Canada 2021 Census, for the surrounding few blocks — about 738 people.
The neighbourhood, by the census
Statistics Canada 2021 Census for dissemination area 35250730 — the few blocks around this address, home to 738 people. It describes the area, not this property.
Percentages are of the 460 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.
Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.
Work out the numbers
Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.
If you rented it out
How this is calculated, and what it leaves out
Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.
Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.
Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.