Homula Realty Brokerage
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516 Kings Wharf Road, Kawartha Lakes, ON K0M 1L0

2+1 beds · 2 baths · 1 kitchen · 5+1 rooms · 13 parking spaces · 1100-1500 sq ft · Laundry on the lower level level · Detached
$779,000
Property tax
$3,328 / year

Visit REALTOR website for additional information. Immaculate 3 acre country retreat in the heart of Kawartha Lakes. Includes 3 bedroom house with upgrades, mini-barn/heated garage/workshop, paddocks and outdoor riding arena. Welcome to your turnkey sanctuary. Perfectly suited for animal lovers, hobbyists and nature enthusiasts; this beautifully maintained property offers a peaceful lifestyle near lakes, trails, and local amenities. Located midway between Lindsay and Bobcaygeon. This cozy home (nearly 1,400 sq ft of finished living space) is designed for comfort and gorgeous countryside views. Main floor features a functional mudroom, bathroom, and a spacious kitchen that flows into an open, inviting living area. The upper level has 2 bright bedrooms and a 2nd full bathroom; all featuring picturesque views of the surrounding landscape. The lower level is partially finished and includes a large 3rd bedroom, laundry facilities, and a traditional cold cellar. Recent Updates: Freshly painted interior, new wood stove, propane furnace, and a cedar deck. Also enjoy sitting outdoors under the covered veranda. The property and outbuildings: Whether you are working on projects or tending to animals, you have everything you need. Workshop: A well built 20' x 35' mini-barn/garage/shop equipped with 200 Amp service, wood stove, overhead hoist, and water. Includes 2 box stalls, and an attached 16' x 35' carport. Equestrian Facilities: 3 paddocks secured with new electric fencing, a 10' x 16' run-in shelter, a dedicated water hydrant to the paddocks and a professional 120' x 200' sand riding ring. Storage & Garden: An 8'x8' garden shed for summer gear and a 6'x40' shelter for extra storage. A garden plot is already prepped and waiting for this year's planting. Enjoy your morning coffee on the covered verandah or sunset views from the back deck. This property offers every opportunity for a fabulous rural lifestyle.

MLS number
X13417976
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
K0M 1L0
Photos
20
Laundry
Lower Level level
97days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Kawartha Lakes1,786 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$617k$700k$782k20252026this home’s asking price
$650klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
97%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d27d55d20252026
24dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in kawartha lakes. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 600 people.

$103,000Median household income
90.9%Own their home
100%Detached houses
42.8Median age
3.5%Born outside Canada
9.7%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35160206 — the few blocks around this address, home to 600 people. It describes the area, not this property.

600Population
41.4Average age
2.9Household size
$110,000Average household income
$103,000Median household income
91%Own their home
9%Rent
0%Condominiums
4%Born outside Canada
10%University degree
$630,000Average home value
6%Low income
36%Not in the labour force
23%Never married
$20,000 to $24,9992%
$25,000 to $29,9993%
$30,000 to $34,9993%
$35,000 to $39,9992%
$40,000 to $44,9992%
$45,000 to $49,9992%
$50,000 to $59,9992%
$60,000 to $69,9993%
$70,000 to $79,9993%
$80,000 to $89,9996%
$90,000 to $99,9993%
$100,000 and over35%
$100,000 to $124,99911%
$125,000 to $149,9996%
$150,000 to $199,9998%
$200,000 and over8%

Percentages are of the 310 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$155,800 · minimum here is $52,900
$3,449.24per month
Borrowed before insurance$623,200
Total borrowed$623,200
Interest over 25 years at 4.5%$411,573

If you rented it out

-$3,726.58per month out of pocket
Rent$0.00
Everything it costs to hold$3,726.58
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by PG DIRECT REALTY LTD.. Listing data provided by the Toronto Regional Real Estate Board.