242 O'Neil Street, Peterborough, ON K9K 0H5
- Property tax
- $1,327 / year
Welcome to 242 O'Neil Street, NEW home in the desirable Trails of Lily lake subdivision! This 2 storey family home offers over 2000 sq. ft. of finished living space above grade, designed with comfort and functionality in mind. The main floor greets you with a spacious foyer and a convenient 2 piece powder room. The heart of the home is the modern kitchen, complete with a large island, ample storage, and an open layout perfect for gatherings. The cozy living room features a gas fireplace, there is a large dining area with Patio doors leading to the backyard and deck - ideal for summer evenings outdoors. Upstairs, the primary retreat boasts a 4 piece ensuite with a separated soaker tub for that quiet time we all need now and then Plus a walk-in closet. Two additional bedrooms, a 5 piece bathroom, and the bonus of upper-level laundry provide everything a busy family needs. The unfinished basement offers endless possibilities for future living space or storage. A single-car garage with direct entry to the home completes this exceptional property.
- MLS number
- X13419168
- Type
- Detached
- Status
- Active
- Bedrooms
- 3
- Bathrooms
- 3
- Postal code
- K9K 0H5
- Photos
- 48
- Laundry
- Upper Level level
This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.
Rooms
11 rooms as the listing brokerage filed them, with measurements.
Main
| Room | Size | Features |
|---|---|---|
| Foyer | 3.11 × 2.84 m | Closet · W/O To Garage · Tile Floor |
| Living Room | 6.18 × 3.56 m | Gas Fireplace · Hardwood Floor |
| Dining Room | 2.36 × 3.21 m | Hardwood Floor · W/O To Sundeck |
| Kitchen | 3.62 × 3.21 m | Hardwood Floor · Quartz Counter |
| Bathroom | 2.33 × 1.07 m | 2 Pc Bath |
Second
| Room | Size | Features |
|---|---|---|
| Primary Bedroom | 4.15 × 3.77 m | Walk-In Closet(s) · Broadloom |
| Bathroom | 3.05 × 3.10 m | 4 Pc Ensuite |
| Laundry | 1.73 × 3.47 m | Tile Floor |
| Bathroom | 2.25 × 2.61 m | 5 Pc Bath |
| Bedroom | 4.37 × 3.45 m | Broadloom · Closet |
| Bedroom | 3.70 × 3.42 m | Broadloom · Closet |
Property details
As filed by the listing brokerage. Anything the board left blank is left out rather than shown as unknown — and none of it is guaranteed accurate by PropTx, so verify what you rely on.
Property
- Type
- Detached
- Style
- 2-Storey
- Class
- Residential Freehold
- Age
- New
- Fronting on
- North
- Community
- Monaghan Ward 2
- Municipality
- Peterborough
- Cross street
- York to O'Neil Street
Inside
- Bedrooms
- 3
- Bedrooms above grade
- 3
- Bathrooms
- 3
- Washrooms
- 1 on the main floor · 1 on the second floor · 1 on the second floor
- Kitchens
- 1
- Rooms above grade
- 11
- Fireplace
- Yes
- Fireplaces
- 1
- Basement
- Unfinished
- Laundry
- Upper Level
- Size
- 2000-2500
Building
- Construction
- Brick Front, Vinyl Siding
- Roof
- Fibreglass Shingle
- Foundation
- Poured Concrete
Parking
- Garage
- Built-In
- Covered spaces
- 1
- Driveway spaces
- 1
- Total parking
- 2
- Features
- Private
Land
- Lot
- 30.02 × 108.27 feet
- Shape
- Rectangular
- Pool
- None
Heating, cooling and services
- Heating
- Forced Air
- Heat source
- Gas
- Cooling
- Central Air
- Water
- Municipal
- Sewer
- Sewer
- Electricity
- Yes
- Gas
- Yes
Features
- Property
- Public Transit
- Interior
- Air Exchanger, ERV/HRV, Floor Drain, Storage, Water Meter, Water Heater
Listing
- MLS number
- X13419168
- Status
- Price Change
- Previous status
- New
- Listed on
- 2026-06-08
- Expires
- 2026-10-31
- Possession
- 2026-06-30
- Taxes
- $1,327 (2025)
- Board
- Central Lakes Association of REALTORS
Listing history
No previous listings found for this address.
Where this property is
Where this address sits, matched against open government data.
Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.
Schools
The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.
Other schools nearby
By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.
| School | Level | Distance | Rating |
|---|---|---|---|
| St. Teresa Catholic Elementary School Peterborough Victoria Northum Clarington CDSB | Elementary | 1.3 km | / 10 75% met the standard |
| Westmount Public School Kawartha Pine Ridge DSB | Elementary | 1.3 km | / 10 69% met the standard |
| St. Peter Catholic Secondary School Peterborough Victoria Northum Clarington CDSB | Secondary | 1.2 km | / 10 72% met the standard · 2 of 6 measures |
| Highland Heights Public School Kawartha Pine Ridge DSB | Elementary | 1.4 km | / 10 55% met the standard |
| Queen Mary Public School Kawartha Pine Ridge DSB | Elementary | 1.8 km | / 10 55% met the standard |
| St. Catherine Catholic Elementary School Peterborough Victoria Northum Clarington CDSB | Elementary | 2.5 km | / 10 76% met the standard |
How the rating is calculated
EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.
Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.
What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.
Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.
H-Value
What an H-Value is and how it is calculated — the method and our measured error, no account needed.
The market around this home
Detached houses in Monaghan Ward 2 — 321 sales over the last five years.
How these are built, and what they cannot tell you
Each point is the median of the sales that closed in that quarter among detached houses in monaghan ward 2. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.
This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.
Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.
This neighbourhood
Statistics Canada 2021 Census, for the surrounding few blocks — about 1,741 people.
The neighbourhood, by the census
Statistics Canada 2021 Census for dissemination area 35150327 — the few blocks around this address, home to 1,741 people. It describes the area, not this property.
Percentages are of the 905 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.
Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.
Work out the numbers
Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.
If you rented it out
How this is calculated, and what it leaves out
Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.
Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.
Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.