Homula Realty Brokerage
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306 Highway 141 Highway, Huntsville, ON P0B 1M0

3+1 beds · 2 baths · 1+1 kitchens · 8+6 rooms · 6 parking spaces · 1500-2000 sq ft · Laundry on the lower level level · Duplex
$649,900
Property tax
$2,412 / year

Welcome to this renovated home in the heart of Utterson, offering exceptional flexibility for families, multi-generational living, or those seeking additional income potential. Conveniently located between Huntsville and Bracebridge, this property combines small-town charm with easy access to Highway 11, area lakes, trails, golf, and year-round recreation. The bright and spacious main home features a large country kitchen with ample cabinetry and workspace, generous dining and living areas, an updated bathroom, a spacious main floor bedroom, two additional bedrooms upstairs, and a welcoming Muskoka Room that provides valuable additional living space throughout the seasons. The lower level offers a self-contained apartment with its own kitchen, bedroom, bathroom, living space, and separate entrance, creating excellent flexibility for extended family, guests, or rental use. Currently occupied by a family member who will be vacating, this space presents an excellent opportunity for the next owner to establish their own rental arrangements or accommodate extended family, or potential commercial use. In addition to the separate living area, the lower level offers substantial unfinished storage and utility space, ideal for workshop use, seasonal storage, hobbies, and wood storage for the home's wood-fired forced-air heating system. Set back from the road, this property enjoys a convenient location just minutes from Longs Lake Beach, Utterson Park, Mary Lake Beach, and countless opportunities for boating, swimming, hiking, and outdoor recreation. Positioned between Huntsville and Bracebridge, you'll enjoy easy access to shopping, dining, services, and amenities in both communities. Whether you're looking for a family home, space for extended family, the opportunity to offset ownership costs, or future commercial potential use, this versatile property is ready for its next chapter.

MLS number
X13420634
Type
Duplex
Status
Active
Bedrooms
4
Bathrooms
2
Postal code
P0B 1M0
Photos
45
Laundry
Lower Level level
98days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Approximate — placed from the postal code, which can cover a block or more.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 523 people.

$88,000Median household income
87.2%Own their home
95.5%Detached houses
50.8Median age
10.5%Born outside Canada
25.3%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35440265 — the few blocks around this address, home to 523 people. It describes the area, not this property.

523Population
46.4Average age
2.4Household size
$105,000Average household income
$88,000Median household income
87%Own their home
13%Rent
0%Condominiums
11%Born outside Canada
25%University degree
$870,000Average home value
6%Low income
52%Not in the labour force
20%Never married
$15,000 to $19,9992%
$20,000 to $24,9992%
$25,000 to $29,9992%
$30,000 to $34,9993%
$35,000 to $39,9992%
$40,000 to $44,9993%
$45,000 to $49,9992%
$50,000 to $59,9996%
$60,000 to $69,9998%
$70,000 to $79,9995%
$80,000 to $89,9995%
$90,000 to $99,9996%
$100,000 and over28%
$100,000 to $124,99911%
$125,000 to $149,9996%
$150,000 to $199,9996%
$200,000 and over6%

Percentages are of the 325 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$129,980 · minimum here is $39,990
$2,877.62per month
Borrowed before insurance$519,920
Total borrowed$519,920
Interest over 25 years at 4.5%$343,365

If you rented it out

-$3,078.62per month out of pocket
Rent$0.00
Everything it costs to hold$3,078.62
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Cocks International Realty Inc.,. Listing data provided by the Toronto Regional Real Estate Board.