Homula Realty Brokerage
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91 Bertrim Lane, Frontenac, ON K0H 2V0

1 bed · 1 bath · 1 kitchen · 5 rooms · 2 parking spaces · 1500-2000 sq ft · Rural Residential
$575,000
Property tax
$2,456 / year

Escape to your own private island paradise on one of Ontario's most pristine lakes. This beautifully updated 1-bedroom, 1-bathroom cottage offers the perfect blend of rustic charm and modern comfort, creating an unforgettable waterfront retreat. Bright and sunny throughout, the cottage has seen extensive renovations, including a renovated kitchen and bathroom, all new windows and sliding doors, a durable metal roof, and brand new composite decking designed for years of low-maintenance enjoyment. Additional upgrades include new appliances and a convenient outdoor shower, perfect after a day spent swimming or boating. With hydro and water servicing the island, you can enjoy the comforts of home while surrounded by breathtaking natural beauty. The property features a natural sandy beach area and spectacular panoramic views, offering the ultimate in privacy and tranquility, all just minutes by boat from the mainland. Located near the upper level of the watershed, Crow Lake is recognized as one of Ontario's highest quality lakes, known for its crystal-clear waters and exceptional fishing, swimming, and boating. The property also provides access to the expansive Bobs Lake system, opening the door to even more world-class outdoor recreation and endless waterfront exploration. Whether you're looking for a peaceful family getaway or the ultimate summer escape, this rare island property offers a truly exceptional opportunity to own a slice of Ontario paradise.

MLS number
X13421076
Type
Rural Residential
Status
Active
Bedrooms
1
Bathrooms
1
Postal code
K0H 2V0
Photos
36
Laundry
Not in the unit
95days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$115,000 · minimum here is $32,500
$2,545.98per month
Borrowed before insurance$460,000
Total borrowed$460,000
Interest over 25 years at 4.5%$303,793

If you rented it out

-$2,750.64per month out of pocket
Rent$0.00
Everything it costs to hold$2,750.64
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by ROYAL LEPAGE TEAM REALTY. Listing data provided by the Toronto Regional Real Estate Board.