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4131 Road 38, Frontenac, ON K0H 1V0

3 beds · 1 bath · 1 kitchen · 5+2 rooms · 6 parking spaces · 700-1100 sq ft · Detached
$539,900
Property tax
$2,042 / year

Welcome to 4131 Highway 38! This cozy move-in-ready 3-bedroom, 1-bath bungalow offers comfort and space. The bright eat-in kitchen features sliding doors that open onto a spacious deck-perfect for entertaining or outdoor music concerts. Recent updates include laminate/vinyl flooring, a newer furnace and central air system (October 2022), and the roof was replaced in 2018. Situated on an impressive 80 x 187 ft lot, the property offers ample parking and plenty of outdoor space to enjoy. Inside, the finished basement adds a living area with a cozy recreation room complete with a wood stove, plus a finished kid's area that could be a fourth bedroom. A spacious utility room with a separate walk-up entrance to the driveway side yard provides excellent potential for an in-law suite, with ample space to add a second bathroom. Perfect for a first time home buyer that is looking for country living at an affordable price.

MLS number
X13421536
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
1
Postal code
K0H 1V0
Photos
37
Laundry
Not in the unit
95days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Approximate — placed from the postal code, which can cover a block or more.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in 47 - Frontenac South431 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$532k$618k$703k20252026this home’s asking price
$614klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
97%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d21d43d20252026
24dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in 47 - frontenac south. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 679 people.

$108,000Median household income
95.2%Own their home
100%Detached houses
39.6Median age
2.5%Born outside Canada
12.4%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35120384 — the few blocks around this address, home to 679 people. It describes the area, not this property.

679Population
38.4Average age
2.9Household size
$132,000Average household income
$108,000Median household income
95%Own their home
5%Rent
0%Condominiums
3%Born outside Canada
12%University degree
$488,000Average home value
4%Low income
28%Not in the labour force
21%Never married
$40,000 to $44,9992%
$50,000 to $59,9993%
$60,000 to $69,9998%
$70,000 to $79,9996%
$80,000 to $89,9996%
$90,000 to $99,9993%
$100,000 and over37%
$100,000 to $124,9998%
$125,000 to $149,9998%
$150,000 to $199,99912%
$200,000 and over8%

Percentages are of the 325 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$107,980 · minimum here is $28,990
$2,390.56per month
Borrowed before insurance$431,920
Total borrowed$431,920
Interest over 25 years at 4.5%$285,248

If you rented it out

-$2,560.73per month out of pocket
Rent$0.00
Everything it costs to hold$2,560.73
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by REVEL REALTY INC., BROKERAGE. Listing data provided by the Toronto Regional Real Estate Board.