Homula Realty Brokerage
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103 Bay Street, Leeds and the Thousand Islands, ON K0H 2N0

1 bed · 1 bath · 1 kitchen · 2 rooms · 9 parking spaces · < 700 sq ft · Detached
$299,900
Property tax
$1,380 / year

Presenting a unique opportunity to own three contiguous properties in charming Seeleys Bay as a single compound. This offering includes one home and two lots on either side. The second home was torn down due to being inhabitable. The plus a highly functional double-bay garage equipped with a mechanics pit for oil changes and under-car access, along with an engine puller perfect for automotive enthusiasts, hobby mechanics, or small-scale workshop operations. All Three properties included are PIN442950160,442950161,442950159

MLS number
X13423492
Type
Detached
Status
Active
Bedrooms
1
Bathrooms
1
Postal code
K0H 2N0
Photos
15
Laundry
Not in the unit
100days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Approximate — placed from the postal code, which can cover a block or more.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 503 people.

$125,000Median household income
91.9%Own their home
100%Detached houses
45.2Median age
3.9%Born outside Canada
26%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35100266 — the few blocks around this address, home to 503 people. It describes the area, not this property.

503Population
42.5Average age
2.7Household size
$135,000Average household income
$125,000Median household income
92%Own their home
8%Rent
0%Condominiums
4%Born outside Canada
26%University degree
$532,000Average home value
4%Low income
47%Not in the labour force
24%Never married
$45,000 to $49,9992%
$50,000 to $59,9994%
$60,000 to $69,9994%
$70,000 to $79,9995%
$80,000 to $89,9994%
$90,000 to $99,9992%
$100,000 and over39%
$100,000 to $124,9997%
$125,000 to $149,9999%
$150,000 to $199,99912%
$200,000 and over14%

Percentages are of the 285 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$59,980 · minimum here is $14,995
$1,327.89per month
Borrowed before insurance$239,920
Total borrowed$239,920
Interest over 25 years at 4.5%$158,448

If you rented it out

-$1,442.89per month out of pocket
Rent$0.00
Everything it costs to hold$1,442.89
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX RIGHT MOVE. Listing data provided by the Toronto Regional Real Estate Board.