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3034 Station Road, Howick, ON N0G 1V0

4 beds · 4 baths · 1 kitchen · 22 rooms · 13 parking spaces · 2500-3000 sq ft · Detached
$1,450,000
Property tax
$11,195 / year

Welcome to 3034 Station Road, Fordwich, where luxurious country living meets thoughtful design and functionality on 3.4 acres of beautifully landscaped land. This custom-built bungalow boasts over 3,000 sq. ft. above grade with accessibility in mind, offering wide hallways, doors, and a main-floor layout perfect for families or retirees alike. Inside, you'll find 4 bedrooms, 4 bathrooms, a gourmet kitchen with high-end appliances, and a sprawling dining area ideal for entertaining. The finished basement includes a massive rec room, extra bedroom, ample storage, and even a cold cellar. The heated attached triple garage and oversized workshop with separate heat, power, and water are a dream for hobbyists or entrepreneurs. Modern comforts include a high-efficiency propane furnace, central air, water treatment systems, partial generator, and smart layout with main-floor laundry and mudroom. Enjoy tranquil pond views, peaceful walking trails, and nature right outside your door, all while being minutes from the heart of Fordwich and nearby towns like Wingham and Listowel for shopping, schools, and healthcare. Whether you're raising a family, downsizing with style, or need space to grow your business from home, this stunning property offers unmatched versatility, privacy, and quality craftsmanship. Book your private showing today and discover everything this one-of-a-kind home has to offer!

MLS number
X13424662
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
4
Postal code
N0G 1V0
Photos
50
93days · this listing
438days · this property (2 listings)

This home has been listed 2 times in the last two years. "This property" adds up the days each of those listings was actually on the market before being withdrawn, suspended or expiring — the quiet months between them are not counted.

Listing history

438 days on the market across 2 listings
This listing shows 93 days on its own. The counter restarts each time a property is relisted, so the total above is how long it has actually been for sale. Time when it was off the market is not counted.

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this home is

Where this address sits, matched against open government data.

Approximate — placed from the postal code, which can cover a block or more.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 474 people.

$97,000Median household income
80.6%Own their home
96.7%Detached houses
32.8Median age
3.8%Born outside Canada
2.6%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35400108 — the few blocks around this address, home to 474 people. It describes the area, not this property.

474Population
35.6Average age
3.2Household size
$108,000Average household income
$97,000Median household income
81%Own their home
19%Rent
0%Condominiums
4%Born outside Canada
3%University degree
$650,000Average home value
12%Low income
28%Not in the labour force
23%Never married
$20,000 to $24,9992%
$30,000 to $34,9992%
$35,000 to $39,9992%
$45,000 to $49,9992%
$50,000 to $59,9995%
$60,000 to $69,9995%
$70,000 to $79,9995%
$80,000 to $89,9995%
$90,000 to $99,9997%
$100,000 and over32%
$100,000 to $124,99914%
$125,000 to $149,9999%
$150,000 to $199,9997%
$200,000 and over5%

Percentages are of the 220 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$290,000 · minimum here is $120,000
$6,420.29per month
Borrowed before insurance$1,160,000
Total borrowed$1,160,000
Interest over 25 years at 4.5%$766,086

If you rented it out

Monthly rent starts from a rule of thumb — two per cent of the asking price a year — because no comparable lease was found nearby. Change it to anything you like.

-$4,936.20per month out of pocket
Rent$2,417.00
Everything it costs to hold$7,353.20
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by EXP REALTY. Listing data provided by the Toronto Regional Real Estate Board.