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46 Whippoorwill Road, Northern Bruce Peninsula, ON N0H 1W0

2+1 beds · 2 baths · 1 kitchen · 10+2 rooms · 6 parking spaces · 2000-2500 sq ft · Laundry on the lower level level · Detached
$1,200,000
Property tax
$5,159 / year

46 Whippoorwill Road, Lion's Head - Georgian Bay Waterfront RetreatExperience the best of Georgian Bay waterfront living at this beautifully renovated 4-season home or cottage, perfectly situated on the highly sought-after no-exit Whippoorwill Road. Just minutes from downtown Lion's Head, the marina, public beach, shops, restaurants, and medical services, this exceptional property offers the ideal blend of privacy, convenience, and outdoor adventure.This turnkey waterfront retreat features 3 spacious bedrooms, 2 updated bathrooms, and a bright open-concept layout designed to maximize comfort and stunning bay views. The extensively renovated interior includes a modern kitchen with newer appliances, updated finishes throughout, a new furnace, and new shingles. A detached garage and renovated 16' x 8' bunkie provide additional space for guests, recreation, or storage.Step outside and enjoy the breathtaking natural beauty of the Bruce Peninsula. Whether it's kayaking, boating, fishing, swimming, hiking the Bruce Trail, exploring the nearby Grotto, or simply relaxing by the water, this property offers endless opportunities for year-round enjoyment.With a proven short-term rental history generating approximately $43,000 annually, this property presents an outstanding opportunity for investors, cottage owners, or those seeking a year-round waterfront residence. Wake up to panoramic Georgian Bay views, spend your days enjoying the crystal-clear waters, and unwind under spectacular star-filled skies.A rare opportunity to own a fully renovated waterfront home in one of the Bruce Peninsula's most desirable and scenic locations.

MLS number
X13425064
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
N0H 1W0
Photos
36
Laundry
Lower Level level
95days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 829 people.

$71,500Median household income
96.3%Own their home
97.6%Detached houses
62Median age
7.3%Born outside Canada
23.9%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35410148 — the few blocks around this address, home to 829 people. It describes the area, not this property.

829Population
55.6Average age
2Household size
$92,400Average household income
$71,500Median household income
96%Own their home
4%Rent
0%Condominiums
7%Born outside Canada
24%University degree
$632,000Average home value
11%Low income
95%Not in the labour force
17%Never married
$10,000 to $14,9992%
$20,000 to $24,9993%
$25,000 to $29,9996%
$30,000 to $34,9991%
$35,000 to $39,9992%
$40,000 to $44,9994%
$45,000 to $49,9993%
$50,000 to $59,9998%
$60,000 to $69,99910%
$70,000 to $79,9997%
$80,000 to $89,9997%
$90,000 to $99,9997%
$100,000 and over21%
$100,000 to $124,9999%
$125,000 to $149,9992%
$150,000 to $199,9995%
$200,000 and over5%

Percentages are of the 515 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$240,000 · minimum here is $95,000
$5,313.34per month
Borrowed before insurance$960,000
Total borrowed$960,000
Interest over 25 years at 4.5%$634,002

If you rented it out

-$5,743.26per month out of pocket
Rent$0.00
Everything it costs to hold$5,743.26
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by LUXE HOME TOWN REALTY INC.. Listing data provided by the Toronto Regional Real Estate Board.