Homula Realty Brokerage
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404 Erie Street, Warwick, ON N0M 2S0

3 beds · 2 baths · 1 kitchen · 6 rooms · 6 parking spaces · 1500-2000 sq ft · Detached
$649,000

** Vivienne II ** Welcome to this thoughtfully designed 1,936 sq ft bungalow by Branch Homes that combines everyday comfort with modern convenience. This 3-bedroom, 2-bathroom home features an open-concept layout with a bright kitchen combined with the dining area that flows into the great room, complete with engineered hardwood throughout, a gas fireplace, and access to a covered back deck, perfect for entertaining or relaxing outdoors. The generous kitchen and dining area offers plenty of space for family meals, while the main-floor laundry adds to the easy lifestyle. The primary suite is a true retreat, with a 3-piece ensuite. Two additional bedrooms and a full 4-piece bathroom are tucked off on the other side of the home, rounding out the main level. A practical mudroom adds everyday convenience. The lower level offers a separate side entrance and is roughed in for a kitchen and bathroom, with floor plans showing room for two bedrooms, a living space, and a dining area, giving you incredible flexibility for multi-generational living, rental income, or simply making use of a spacious basement that also connects directly to the main floor. Additional features include a concrete driveway, attached 2-car garage, and quality finishes throughout, designed with both style and functionality in mind. A perfect blend of modern living, thoughtful design, and future flexibility. PLS NOTE: HST IS IN ADDITION TO THE PURCHASE PRICE.

MLS number
X13425144
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
N0M 2S0
Photos
38
93days · this listing
112days · this property (2 listings)

This home has been listed 2 times in the last two years. "This property" adds up the days each of those listings was actually on the market before being withdrawn, suspended or expiring — the quiet months between them are not counted.

Listing history

112 days on the market across 2 listings
This listing shows 93 days on its own. The counter restarts each time a property is relisted, so the total above is how long it has actually been for sale. Time when it was off the market is not counted.

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this home is

Where this address sits, matched against open government data.

Approximate — placed from the postal code, which can cover a block or more.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
St Peter Canisius Catholic School
St Clair CDSB
Elementary932 m7.2 / 10
72% met the standard
East Lambton Elementary School
Lambton Kent DSB
Elementary1.4 km5.5 / 10
55% met the standard
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 460 people.

$71,500Median household income
68.4%Own their home
83.8%Detached houses
38Median age
2.9%Born outside Canada
10.3%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35380258 — the few blocks around this address, home to 460 people. It describes the area, not this property.

460Population
38.6Average age
2.4Household size
$86,000Average household income
$71,500Median household income
68%Own their home
32%Rent
0%Condominiums
3%Born outside Canada
10%University degree
$360,000Average home value
16%Low income
59%Not in the labour force
28%Never married
$10,000 to $14,9992%
$15,000 to $19,9992%
$25,000 to $29,9997%
$35,000 to $39,9994%
$40,000 to $44,9997%
$45,000 to $49,9997%
$50,000 to $59,9992%
$60,000 to $69,9997%
$70,000 to $79,9994%
$80,000 to $89,9994%
$90,000 to $99,9994%
$100,000 and over24%
$100,000 to $124,99911%
$125,000 to $149,9994%
$150,000 to $199,9997%
$200,000 and over2%

Percentages are of the 225 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$129,800 · minimum here is $39,900
$2,873.63per month
Borrowed before insurance$519,200
Total borrowed$519,200
Interest over 25 years at 4.5%$342,889

If you rented it out

Monthly rent starts from a rule of thumb — two per cent of the asking price a year — because no comparable lease was found nearby. Change it to anything you like.

-$1,791.63per month out of pocket
Rent$1,082.00
Everything it costs to hold$2,873.63
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by EXP REALTY. Listing data provided by the Toronto Regional Real Estate Board.