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123-125 Amelia Street, Cornwall, ON K6H 3P1

Office
$525,000

This downtown 50 x 176 ft site is developed with an older home that has been converted into office space over time. There is a total of 2,448 square feet excluding the finished basement area. The building houses a single long term tenant with 10 year net to the Landlord lease expirying at the end of June 2034. The property is in excellent condition with many recent improvements including; roofing, eavestrough, windows, flooring, lighting, hot water tank, painting in 2024 totallins some $32,000. +. There are two forced Air Gas furnaces, two 200 amp electrical services. Washroom facilities include 1 x 2piece bath 1 4 piece bath and 1 x 2pc barrier free washroom. The basement is partially finished and this floor area is not included in the area calculation.

MLS number
X13426320
Type
Office
Status
Active
Bedrooms
Bathrooms
3
Postal code
K6H 3P1
Photos
27
Property tax
$8,830 / year
96days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Central Public School
Upper Canada DSB
Elementary151 m4.2 / 10
42% met the standard
Bishop Macdonell Separate School
CDSB of Eastern Ontario
Elementary322 m3.8 / 10
38% met the standard
Cornwall Collegiate and Vocational School
Upper Canada DSB
Secondary538 m4.6 / 10
46% met the standard · 2 of 6 measures
Cornwall Intermediate School
Upper Canada DSB
Elementary548 mNot reported
École intermédiaire catholique La Citadelle
CSDC de l'Est ontarien
Elementary1.0 kmNot reported
École secondaire catholique La Citadelle
CSDC de l'Est ontarien
Secondary997 m7.9 / 10
79% met the standard · 2 of 6 measures
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 474 people.

$66,500Median household income
50%Own their home
38%Detached houses
56.4Median age
8.6%Born outside Canada
15.7%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35010249 — the few blocks around this address, home to 474 people. It describes the area, not this property.

474Population
50.7Average age
1.9Household size
$73,000Average household income
$66,500Median household income
50%Own their home
50%Rent
31%Condominiums
9%Born outside Canada
16%University degree
$280,000Average home value
17%Low income
24%Never married
$10,000 to $14,9992%
$15,000 to $19,9995%
$20,000 to $24,9995%
$25,000 to $29,9993%
$30,000 to $34,9993%
$35,000 to $39,9993%
$40,000 to $44,9993%
$45,000 to $49,9995%
$50,000 to $59,9998%
$60,000 to $69,9997%
$70,000 to $79,9997%
$80,000 to $89,9998%
$90,000 to $99,9993%
$100,000 and over20%
$100,000 to $124,99911%
$125,000 to $149,9993%
$150,000 to $199,9993%

Percentages are of the 305 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$105,000 · minimum here is $27,500
$2,324.59per month
Borrowed before insurance$420,000
Total borrowed$420,000
Interest over 25 years at 4.5%$277,376

If you rented it out

-$3,060.42per month out of pocket
Rent$0.00
Everything it costs to hold$3,060.42
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX AFFILIATES MARQUIS LTD.. Listing data provided by the Toronto Regional Real Estate Board.