Homula Realty Brokerage
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

128 Old Muskoka Road, Perry, ON P0A 1J0

2+1 beds · 2 baths · 1+1 kitchens · 5+5 rooms · 10 parking spaces · 1100-1500 sq ft · Detached
$635,000
Property tax
$2,071 / year

Nestled on 3.15 private acres just 15 minutes north of Huntsville, this charming country home offers space, privacy, and endless potential. Lovingly maintained and thoughtfully designed, the home features bright, inviting living spaces filled with natural light and warm Muskoka character throughout. The main level offers comfortable everyday living with spacious principal rooms, two bedrooms, multiple bathrooms, and a beautiful Muskoka room that provides the perfect place to relax and enjoy the surrounding natural setting. Mature trees, perennial gardens, and granite outcroppings create a peaceful backdrop that feels worlds away from the hustle and bustle. The walkout lower level features its own separate entrance and driveway, creating excellent potential for an in-law suite, guest accommodations, or income-generating rental space. With generous living areas and flexible room configurations, it offers plenty of opportunity to tailor the space to your needs. Adding to the appeal is a charming log workshop with carports on both sides, ideal for hobbyists, storage, or additional workspace. Located in the welcoming community of Emsdale with easy year-round access to Highway 11, this property combines the tranquility of country living with the convenience of nearby amenities. A rare opportunity to enjoy privacy, character, and versatility in a beautiful Muskoka setting.

MLS number
X13427494
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
P0A 1J0
Photos
50
94days · this listing
94days · this property

This property has not been relisted in the last two years, so both counts are the same. Where they differ, the second adds up earlier listings at this address that ended without a sale.

Listing history

No previous listings found for this address.

Where this home is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 625 people.

$69,000Median household income
89.8%Own their home
88.7%Detached houses
48.8Median age
6.7%Born outside Canada
5.1%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35490176 — the few blocks around this address, home to 625 people. It describes the area, not this property.

625Population
45.4Average age
2.3Household size
$78,000Average household income
$69,000Median household income
90%Own their home
10%Rent
0%Condominiums
7%Born outside Canada
5%University degree
$348,000Average home value
11%Low income
80%Not in the labour force
21%Never married
$20,000 to $24,9992%
$25,000 to $29,9995%
$30,000 to $34,9993%
$35,000 to $39,9995%
$40,000 to $44,9996%
$45,000 to $49,9996%
$50,000 to $59,9998%
$60,000 to $69,9996%
$70,000 to $79,9995%
$80,000 to $89,9996%
$90,000 to $99,9996%
$100,000 and over23%
$100,000 to $124,99912%
$125,000 to $149,9996%
$150,000 to $199,9992%
$200,000 and over2%

Percentages are of the 330 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$127,000 · minimum here is $38,500
$2,811.64per month
Borrowed before insurance$508,000
Total borrowed$508,000
Interest over 25 years at 4.5%$335,493

If you rented it out

Monthly rent starts from a rule of thumb — two per cent of the asking price a year — because no comparable lease was found nearby. Change it to anything you like.

-$1,926.23per month out of pocket
Rent$1,058.00
Everything it costs to hold$2,984.23
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX Professionals North. Listing data provided by the Toronto Regional Real Estate Board.