Homula Realty Brokerage
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362 McGarry Road, Hastings Highlands, ON K0L 2S0

2+1 beds · 2 baths · 1 kitchen · 10 rooms · 12 parking spaces · 1100-1500 sq ft · Detached
$2,300,000
Property tax
$4,552 / year

123.55-acre private forest estate with a modernized four-season residence and approx. 1,594 ft of natural owned shoreline on quiet Chubb Lake. Complete privacy with mature woodland, cleared grounds, rolling terrain, and private trails leading directly to the lake for swimming, paddling, and fishing.Originally a log home, fully upgraded in 2020 with new plumbing, wiring, heating systems, 200-amp service, enhanced insulation, and durable vinyl cladding. Open-concept main level with natural wood accents and large windows overlooking the forest. Finished lower level offers flexible space for guests, hobbies, or a home gym, plus partial radiant in-floor heating.Exceptional infrastructure: heated workshop with bathroom, large storage barn, serviced RV pads, established trail networks, and expansive cleared areas for recreation or future use. Minutes to Maynooth and a short drive to Bancroft. A rare combination of massive acreage, private lake access, modern comfort, and complete seclusion in Hastings Highlands.

MLS number
X13429880
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
K0L 2S0
Photos
50
94days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Approximate — placed from the postal code, which can cover a block or more.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 637 people.

$64,500Median household income
85.2%Own their home
96.5%Detached houses
54.4Median age
5.6%Born outside Canada
13.8%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35120244 — the few blocks around this address, home to 637 people. It describes the area, not this property.

637Population
47.6Average age
2.2Household size
$79,000Average household income
$64,500Median household income
85%Own their home
15%Rent
0%Condominiums
6%Born outside Canada
14%University degree
$416,000Average home value
18%Low income
98%Not in the labour force
20%Never married
$5,000 to $9,9991%
$15,000 to $19,9994%
$20,000 to $24,9994%
$25,000 to $29,9991%
$30,000 to $34,9994%
$35,000 to $39,9993%
$40,000 to $44,9993%
$45,000 to $49,9996%
$50,000 to $59,9999%
$60,000 to $69,9994%
$70,000 to $79,9996%
$80,000 to $89,9997%
$90,000 to $99,9994%
$100,000 and over22%
$100,000 to $124,9999%
$125,000 to $149,9994%
$150,000 to $199,9994%
$200,000 and over3%

Percentages are of the 345 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$460,000 · minimum here is $460,000
$10,183.90per month
Borrowed before insurance$1,840,000
Total borrowed$1,840,000
Interest over 25 years at 4.5%$1,215,171

If you rented it out

-$10,563.24per month out of pocket
Rent$0.00
Everything it costs to hold$10,563.24
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Sotheby's International Realty Canada. Listing data provided by the Toronto Regional Real Estate Board.