231 Kay Road W, Huntsville, ON P0B 1L0
- Property tax
- $2,687 / year
Experience the timeless character and peaceful setting of this charming riverfront getaway. Nestled along the North Branch Muskoka River, this property offers a relaxing place to step away from the pace of everyday life and enjoy the beauty of nature. Sit back and listen to the gentle sounds of the river flowing by while taking in the surrounding trees and natural landscape. Set on one acre of land, the property offers a private and serene environment with plenty of space to relax and enjoy the outdoors. Whether you're spending time by the water, exploring the property, or simply enjoying the quiet surroundings, this setting provides a true Muskoka escape. Built in 1900, this historic home carries a sense of character and history that has been enjoyed by generations over the years. The cottage features four bedrooms and a convenient two-piece bathroom, providing comfortable space for family and guests. The house has a wood stove and a propane fireplace. One of the highlights of the home is the fully screened porch, the perfect spot to enjoy a morning coffee, read a book, or unwind in the evening while feeling the breeze and listening to the river nearby. This three-season property offers warm cottage charm and a welcoming atmosphere, making it an ideal place for family gatherings, outdoor activities, and creating lasting memories. If you're looking for a quiet Muskoka retreat with historic charm and riverfront beauty, this could be the perfect place to call your getaway.
- MLS number
- X13432760
- Type
- Detached
- Status
- Active
- Bedrooms
- 3
- Bathrooms
- 1
- Postal code
- P0B 1L0
- Photos
- 36
- Laundry
- Not in the unit
This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.
Rooms
8 rooms as the listing brokerage filed them, with measurements.
Main
| Room | Size | Features |
|---|---|---|
| Kitchen | 9.12 × 3.63 m | — |
| Family Room | 3.15 × 3.25 m | — |
| Living Room | 4.14 × 5.38 m | — |
| Den | 3.10 × 3.63 m | — |
Second
| Room | Size | Features |
|---|---|---|
| Primary Bedroom | 4.37 × 3.51 m | — |
| Bedroom | 2.82 × 3.51 m | — |
| Bedroom | 2.34 × 2.79 m | — |
| Bathroom | 1.30 × 2.79 m | — |
Property details
As filed by the listing brokerage. Anything the board left blank is left out rather than shown as unknown — and none of it is guaranteed accurate by PropTx, so verify what you rely on.
Property
- Type
- Detached
- Style
- 2-Storey
- Class
- Residential Freehold
- Fronting on
- East
- Community
- Stephenson
- Municipality
- Huntsville
- Cross street
- Muskoka Rd 10 to Deer Lake Rd. Right on Deer Lake Rd to Kay Road w. Right on Kay Rd W dead end. At the dead end go through the gate at 271 Kay Rd W. Follow to 231 Kay Rd W.
- Zoning
- SR5, NR
Inside
- Bedrooms
- 3
- Bedrooms above grade
- 3
- Bathrooms
- 1
- Washrooms
- 1 on the second floor
- Kitchens
- 1
- Rooms
- 8
- Rooms above grade
- 8
- Family room
- Yes
- Fireplace
- Yes
- Fireplaces
- 0
- Basement
- Unfinished, Crawl Space
- Size
- 1500-2000
Building
- Construction
- Wood
- Roof
- Metal
- Foundation
- Unknown
- Attached
- Yes
Parking
- Covered spaces
- 0
- Driveway spaces
- 8
- Total parking
- 8
- Features
- Front Yard Parking
Land
- Lot
- 260 × 0 feet
- Waterfront
- Yes
- Pool
- None
Heating, cooling and services
- Heating
- Other
- Heat source
- Propane
- Cooling
- None
- Water
- Well
- Sewer
- Septic
Features
- Interior
- None
Listing
- MLS number
- X13432760
- Status
- Price Change
- Previous status
- New
- Listed on
- 2026-06-10
- Expires
- 2026-09-30
- Taxes
- $2,687 (2025)
- Board
- One Point Association of REALTORS
Listing history
This address has been listed 2 times.
Where this property is
Where this address sits, matched against open government data.
Approximate — placed from the postal code, which can cover a block or more.
Schools
The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.
Other schools nearby
By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.
| School | Level | Distance | Rating |
|---|---|---|---|
| Muskoka Christian School | Elementary and secondary | 893 m | Not reported |
H-Value
The market around this home
Detached houses in Huntsville — 545 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.
How these are built, and what they cannot tell you
Each point is the median of the sales that closed in that quarter among detached houses in huntsville. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.
This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.
Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.
This neighbourhood
Statistics Canada 2021 Census, for the surrounding few blocks — about 474 people.
The neighbourhood, by the census
Statistics Canada 2021 Census for dissemination area 35440189 — the few blocks around this address, home to 474 people. It describes the area, not this property.
Percentages are of the 245 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.
Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.
Work out the numbers
Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.
If you rented it out
How this is calculated, and what it leaves out
Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.
Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.
Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.