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1041 Howick Street, Howick, ON N0G 2X0

3+2 beds · 3 baths · 1 kitchen · 9+7 rooms · 10 parking spaces · 1500-2000 sq ft · Laundry on the lower level level · Detached
$899,900
Property tax
$4,426 / year

1041 Howick St is the one you've been dreaming about. With 4.46 Private & Secluded Acres, surrounded by mature and well maintained trees you can officially enjoy your own private oasis. The home features 5 bedrooms, 3 full bathrooms, a flowing design that allows for everyone to enjoy their own space, whether they are cooking in the kitchen featuring ample cabinetry and countertop space, gathering with friends overlooking the backyard, watching the game in the finished rec room or simply relaxing on the back concrete patio, you can enjoy it all here. An attached 3 car garage, stunning curb appeal and exterior and ample parking are just a few of the added benefits of this story-book setting. Call Your REALTOR Today To View Your New Howick Home.

MLS number
X13435038
Type
Detached
Status
Active
Bedrooms
5
Bathrooms
3
Postal code
N0G 2X0
Photos
47
Laundry
Lower Level level
94days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 728 people.

$89,000Median household income
83.6%Own their home
83.3%Detached houses
39.6Median age
6.2%Born outside Canada
9.3%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35400111 — the few blocks around this address, home to 728 people. It describes the area, not this property.

728Population
40.5Average age
2.7Household size
$93,000Average household income
$89,000Median household income
84%Own their home
16%Rent
7%Condominiums
6%Born outside Canada
9%University degree
$484,000Average home value
7%Low income
53%Not in the labour force
22%Never married
$20,000 to $24,9994%
$25,000 to $29,9993%
$30,000 to $34,9991%
$35,000 to $39,9991%
$40,000 to $44,9993%
$45,000 to $49,9991%
$50,000 to $59,9995%
$60,000 to $69,9995%
$70,000 to $79,9995%
$80,000 to $89,9997%
$90,000 to $99,9997%
$100,000 and over28%
$100,000 to $124,99911%
$125,000 to $149,9998%
$150,000 to $199,9997%
$200,000 and over4%

Percentages are of the 375 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$179,980 · minimum here is $64,990
$3,984.56per month
Borrowed before insurance$719,920
Total borrowed$719,920
Interest over 25 years at 4.5%$475,449

If you rented it out

-$4,353.40per month out of pocket
Rent$0.00
Everything it costs to hold$4,353.40
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Royal LePage Heartland Realty. Listing data provided by the Toronto Regional Real Estate Board.