Homula Realty Brokerage
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471 Eckford Avenue, Saugeen Shores, ON N0H 2L0

4 beds · 4 baths · 2 kitchens · 12 rooms · 8 parking spaces · 2500-3000 sq ft · Laundry on the main level level · Detached
$1,098,000
Property tax
$6,202 / year

Looking for a multi-generational home? Welcome to your ultimate Lake Huron retreat! Situated on more than a half acre with severance potential, this unique property boasts dual access from both Eckford Ave and Bruce Road 13, offering ultimate convenience and privacy. Whether you are looking for a spacious family home, a lucrative investment, or a blend of both, this property has it all. Steeped in comfort and warmth, the main residence welcomes you with a bright, open-concept kitchen, dining, and living area. The center piece of this home is a stunning stone woodburning fireplace, perfect for those cool evenings after a day by the water. The main level also features main floor laundry, a elevator/lift from the garage to the main level, a desirable primary bedroom, and a convenient three-piece bath, allowing for seamless main-floor living. Up the stairs, you will find two additional bedrooms alongside a three-piece bath plus an extra two-piece bath, providing plenty of space for family or friends. Efficient gas forced-air heating ensures the entire home stays comfortable through all four seasons. But the features don't stop there. This property is a proven money-maker, featuring a fully furnished, Airbnb suite complete with its own three-piece bath and laundry facilities. Capable of sleeping 6 to 8 people, this suite boasts a highly profitable rental history and serves as a great mortgage helper or a luxurious guest wing, or space for older kids or aging parents. The massive lot offers future potential, with space and access well-suited for two or three Accessory Residential Units (ARUs). Location is everything, and this home places you just a short, breezy walk from access to Lake Huron. Best of all, immediate occupancy is available for the right buyer.

MLS number
X13443186
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
4
Postal code
N0H 2L0
Photos
50
Laundry
Main Level level
92days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
G C Huston Public School
Bluewater DSB
Elementary2.1 km5.7 / 10
57% met the standard
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in Saugeen Shores306 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$677k$892k$1.11M20252026this home’s asking price
$750klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
98%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d29d58d20252026
27dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in saugeen shores. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 860 people.

$96,000Median household income
91.1%Own their home
96.2%Detached houses
55.2Median age
8.7%Born outside Canada
14.8%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35410181 — the few blocks around this address, home to 860 people. It describes the area, not this property.

860Population
48.7Average age
2.2Household size
$109,600Average household income
$96,000Median household income
91%Own their home
9%Rent
0%Condominiums
9%Born outside Canada
15%University degree
$570,000Average home value
6%Low income
15%Never married
$15,000 to $19,9991%
$20,000 to $24,9991%
$25,000 to $29,9991%
$30,000 to $34,9992%
$35,000 to $39,9992%
$40,000 to $44,9992%
$45,000 to $49,9991%
$50,000 to $59,9995%
$60,000 to $69,9994%
$70,000 to $79,9995%
$80,000 to $89,9995%
$90,000 to $99,9994%
$100,000 and over33%
$100,000 to $124,9999%
$125,000 to $149,9996%
$150,000 to $199,9999%
$200,000 and over10%

Percentages are of the 570 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$219,600 · minimum here is $84,800
$4,861.71per month
Borrowed before insurance$878,400
Total borrowed$878,400
Interest over 25 years at 4.5%$580,112

If you rented it out

-$5,378.54per month out of pocket
Rent$0.00
Everything it costs to hold$5,378.54
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Royal LePage D C Johnston Realty. Listing data provided by the Toronto Regional Real Estate Board.