Homula Realty Brokerage
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611 Skene Road, Marmora and Lake, ON K0L 1W0

3 beds · 2 baths · 1 kitchen · 10 rooms · 10 parking spaces · 1500-2000 sq ft · Laundry on the main level level · Rural Residential
$749,900
Property tax
$5,700 / year

Welcome to beautiful Dickey Lake, where breathtaking eastern views and year-round waterfront living await. This four-season cottage offers the perfect blend of comfort, functionality, and relaxation. Inside, you'll find three spacious bedrooms, two full bathrooms, a bright and inviting living area, a bonus family room, convenient mudroom, and main-floor laundry, providing plenty of space for family and guests. A backup generator offers added peace of mind for all seasons. Step outside and embrace the lakeside lifestyle. Enjoy your morning coffee watching the sunrise over the water, spend your days swimming, boating, and fishing, and unwind in the evening around the fire pit sitting area. The newly refinished dock is ready for endless summer enjoyment. Additional features include a 1.5-car garage for storage of vehicles, water toys, and recreational equipment. Located on a municipally maintained road with garbage and recycling pickup, this property offers the convenience of year-round access and services. Whether you're searching for a family cottage, year-round residence, or waterfront retreat, this Dickey Lake gem is ready to be enjoyed.

MLS number
X13444570
Type
Rural Residential
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
K0L 1W0
Photos
50
Laundry
Main Level level
89days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 815 people.

$68,000Median household income
93%Own their home
98.6%Detached houses
58.4Median age
10.3%Born outside Canada
10.2%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35120253 — the few blocks around this address, home to 815 people. It describes the area, not this property.

815Population
51.7Average age
2.2Household size
$81,200Average household income
$68,000Median household income
93%Own their home
7%Rent
0%Condominiums
10%Born outside Canada
10%University degree
$514,000Average home value
15%Low income
20%Never married
Under $5,0002%
$10,000 to $14,9991%
$15,000 to $19,9992%
$20,000 to $24,9993%
$25,000 to $29,9994%
$30,000 to $34,9994%
$35,000 to $39,9995%
$40,000 to $44,9993%
$45,000 to $49,9992%
$50,000 to $59,9999%
$60,000 to $69,9995%
$70,000 to $79,9996%
$80,000 to $89,9996%
$90,000 to $99,9993%
$100,000 and over21%
$100,000 to $124,99910%
$125,000 to $149,9995%
$150,000 to $199,9994%
$200,000 and over2%

Percentages are of the 470 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$149,980 · minimum here is $49,990
$3,320.39per month
Borrowed before insurance$599,920
Total borrowed$599,920
Interest over 25 years at 4.5%$396,198

If you rented it out

-$3,795.39per month out of pocket
Rent$0.00
Everything it costs to hold$3,795.39
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Ball Real Estate Inc.. Listing data provided by the Toronto Regional Real Estate Board.