Homula Realty Brokerage
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143 Howard Road, Chatham-Kent, ON N7M 5J6

3 beds · 2 baths · 1 kitchen · 6 rooms · 3 parking spaces · 1100-1500 sq ft · Detached
$509,000
Property tax
$5,200 / year

Welcome to this beautifully built 3 Bedroom Detached Bungalow that combines modern comfort with everyday practicality on one level. Boasting three generous bedrooms, each with its own closet, and two sleek bathrooms, this home is designed for effortless living. The stylish kitchen features stainless steel appliances, a double sink, and ample counter space perfect for both daily meals and entertaining guests. Enjoy added privacy with no rear neighbours. Inside, a bright, neutral palette enhances the open feel. The unfinished basement is a blank canvas with rough-ins for a full bathroom and plenty of room to create two additional bedrooms, a family room, or a home gym tailored to your needs. Step outside to relax on the covered 14' x 9' concrete patio and take in the spacious backyard, ideal for play, gardening, or quiet evenings under the sky. Thoughtfully designed with modern finishes and room to grow, this inviting home offers the lifestyle you've been waiting for. Close to Hwy401,Public Transit and all other Amenities. Perfect layout and Full of Sunlight.

MLS number
X13453240
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
N7M 5J6
Photos
22
88days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
St. Teresa of Calcutta Catholic School
St Clair CDSB
Elementary767 m6.9 / 10
69% met the standard
Chatham ChristianElementary878 mNot reported
Chatham Christian High SchoolSecondary937 mNot reported
Indian Creek Road Public School
Lambton Kent DSB
Elementary1.7 km7.8 / 10
78% met the standard
Winston Churchill Public School
Lambton Kent DSB
Elementary2.2 km5.9 / 10
59% met the standard
John McGregor Secondary School
Lambton Kent DSB
Secondary2.4 km4.9 / 10
49% met the standard · 2 of 6 measures
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in Chatham-Kent126 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$333k$423k$512k20252026this home’s asking price
$395klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
95%97%100%20252026the asking price
96%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d23d48d20252026
28dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in chatham-kent. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 694 people.

$94,000Median household income
89.8%Own their home
98%Detached houses
39.2Median age
14.8%Born outside Canada
26%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35360408 — the few blocks around this address, home to 694 people. It describes the area, not this property.

694Population
39.2Average age
2.5Household size
$98,000Average household income
$94,000Median household income
90%Own their home
10%Rent
0%Condominiums
15%Born outside Canada
26%University degree
$440,000Average home value
8%Low income
60%Not in the labour force
26%Never married
$15,000 to $19,9991%
$20,000 to $24,9991%
$30,000 to $34,9993%
$35,000 to $39,9993%
$40,000 to $44,9991%
$45,000 to $49,9993%
$50,000 to $59,9997%
$60,000 to $69,9995%
$70,000 to $79,9994%
$80,000 to $89,9995%
$90,000 to $99,9995%
$100,000 and over31%
$100,000 to $124,99913%
$125,000 to $149,9995%
$150,000 to $199,9998%
$200,000 and over4%

Percentages are of the 375 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$101,800 · minimum here is $25,900
$2,253.74per month
Borrowed before insurance$407,200
Total borrowed$407,200
Interest over 25 years at 4.5%$268,923

If you rented it out

-$2,687.08per month out of pocket
Rent$0.00
Everything it costs to hold$2,687.08
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by HOMELIFE PLATINUM REALTY INC.. Listing data provided by the Toronto Regional Real Estate Board.