Homula Realty Brokerage
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81297 Fern Drive, Ashfield-Colborne-Wawanosh, ON N7A 3X8

2+2 beds · 4 baths · 1+1 kitchens · 8 rooms · 9 parking spaces · 2000-2500 sq ft · Laundry on the main level level · Detached
$1,350,000

TO BE BUILT - Customize Your Dream Home in Beautiful Goderich on an incredibly rare 1.1 acre lot. Discover the perfect blend of style, and modern living with this thoughtfully designed bungalow to be built in one of Goderich's desirable communities. Offering 2 bedrooms and 2 full bathrooms on the main floor, this home features an open-concept layout ideal for everyday living and entertaining. The spacious primary suite includes a private ensuite bathroom and generous closet space, while the second bedroom and full bath provide flexibility for guests, family, or a home office. Price includes a finished basement. Located in the charming lakeside town of Goderich, you'll enjoy easy access to beautiful Lake Huron beaches, breathtaking sunsets, walking trails, shopping, dining, and all the amenities that make this community one of Ontario's most desirable places to call home. Don't miss your chance to build a brand-new home tailored to your needs and enjoy the relaxed lifestyle that Goderich has to offer.. *PICTURES ARE OF PREVIOUSLY BUILT 2026 DREAM HOME WITHOUT THE TRIPLE CAR GARAGE. *PRICE INCLUDES NEW HST REBATE FOR PRIMARY RESIDENCE* Customizations available, built to suit, other designs available. Builder of the 2025 & 2026 Dream Lottery Home, photos include upgrades that are not included in base model pricing.

MLS number
X13457926
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
4
Postal code
N7A 3X8
Photos
43
Laundry
Main Level level
89days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Approximate — placed from the postal code, which can cover a block or more.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 525 people.

$77,500Median household income
97.8%Own their home
83%Detached houses
58.4Median age
5.7%Born outside Canada
13%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35400177 — the few blocks around this address, home to 525 people. It describes the area, not this property.

525Population
51.7Average age
2.2Household size
$105,000Average household income
$77,500Median household income
98%Own their home
2%Rent
0%Condominiums
6%Born outside Canada
13%University degree
$492,000Average home value
7%Low income
69%Not in the labour force
17%Never married
$10,000 to $14,9992%
$20,000 to $24,9992%
$30,000 to $34,9992%
$35,000 to $39,9995%
$40,000 to $44,9992%
$45,000 to $49,9993%
$50,000 to $59,9998%
$60,000 to $69,9997%
$70,000 to $79,99910%
$80,000 to $89,9997%
$90,000 to $99,9995%
$100,000 and over25%
$100,000 to $124,9997%
$125,000 to $149,9995%
$150,000 to $199,9998%
$200,000 and over5%

Percentages are of the 305 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$270,000 · minimum here is $110,000
$5,977.51per month
Borrowed before insurance$1,080,000
Total borrowed$1,080,000
Interest over 25 years at 4.5%$713,252

If you rented it out

-$5,977.51per month out of pocket
Rent$0.00
Everything it costs to hold$5,977.51
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by EXP REALTY. Listing data provided by the Toronto Regional Real Estate Board.