Homula Realty Brokerage
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366 Holly Lane, Brudenell, Lyndoch and Raglan, ON K0J 2A0

3 beds · 1 bath · 1 kitchen · 4 rooms · 4 parking spaces · 700-1100 sq ft · Other
$419,000
Property tax
$2,874 / year

Escape to your own slice of paradise on the shores of Lorwell Lake with this charming waterfront cottage, perfectly designed for relaxed lakeside living.Inside, the open-concept layout seamlessly blends the kitchen, dining, and living areas-ideal for entertaining or enjoying cozy family time. The heart of the home is a stunning large stone fireplace, creating a warm and inviting atmosphere for cooler evenings and adding timeless character to the space.Expansive windows invite in natural light and showcase tranquil water views, while the functional kitchen offers ample space for preparing meals after a day on the lake. Step outside to embrace the peaceful surroundings, with direct waterfront access perfect for swimming, boating, or simply unwinding by the shore.Whether you're looking for a weekend retreat or a year-round escape, this picturesque cottage on Lorwell Lake delivers the ultimate blend of comfort, charm, and natural beauty. Property being sold as is. 200 Amp Panel

MLS number
X13459594
Type
Other
Status
Active
Bedrooms
3
Bathrooms
1
Postal code
K0J 2A0
Photos
28
88days · this listing
545days · this property (4 listings)

This home has been listed 4 times in the last two years. "This property" adds up the days each of those listings was actually on the market before being withdrawn, suspended or expiring — the quiet months between them are not counted.

Listing history

545 days on the market across 4 listings
This listing shows 88 days on its own. The counter restarts each time a property is relisted, so the total above is how long it has actually been for sale. Time when it was off the market is not counted.

This address has been listed 4 times.

Sale history is for registered usersSee what this address sold for and when, across all 4 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this home is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 554 people.

$54,800Median household income
100%Own their home
96%Detached houses
55.6Median age
11.8%Born outside Canada
14%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35470299 — the few blocks around this address, home to 554 people. It describes the area, not this property.

554Population
49.5Average age
2.2Household size
$60,000Average household income
$54,800Median household income
100%Own their home
0%Rent
0%Condominiums
12%Born outside Canada
14%University degree
$320,000Average home value
24%Low income
20%Never married
Under $5,0002%
$10,000 to $14,9992%
$20,000 to $24,9997%
$25,000 to $29,9995%
$30,000 to $34,9993%
$35,000 to $39,9997%
$40,000 to $44,9995%
$45,000 to $49,9995%
$50,000 to $59,9997%
$60,000 to $69,9995%
$70,000 to $79,9997%
$80,000 to $89,9995%
$90,000 to $99,9993%
$100,000 and over19%
$100,000 to $124,9997%
$125,000 to $149,9995%
$150,000 to $199,9993%
$200,000 and over3%

Percentages are of the 295 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$83,800 · minimum here is $20,950
$1,855.24per month
Borrowed before insurance$335,200
Total borrowed$335,200
Interest over 25 years at 4.5%$221,372

If you rented it out

Monthly rent starts from a rule of thumb — two per cent of the asking price a year — because no comparable lease was found nearby. Change it to anything you like.

-$1,396.74per month out of pocket
Rent$698.00
Everything it costs to hold$2,094.74
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by AVENUE NORTH REALTY INC.. Listing data provided by the Toronto Regional Real Estate Board.