400 Front Street W, Kawartha Lakes, ON K0M 1A0
- Property tax
- $14,216 / year
Home Business Opportunity Situated In Cottage Country. This Stunning Lakefront Home Is Located On Sturgeon Lake And Includes 4 Income Producing Cottages. This Custom Built Home Boasts Expansive Lake Views From The Great Room Which Is Spacious And Bright. The Open Concept Provides For A Large Kitchen With An Island, Great For Entertaining And Has A Walkout To Your Deck To Enjoy Peaceful Evenings Or An Early Morning Coffee. Upstairs You Will Find A Loft With Your Very Own Home Office. The Lower Level Has A Walkout Looking Onto The Lake And Is Fully Finished With A Separate Entrance. Cottages Are Presently Rented And Are Approximately 720 Sq Ft Each With Separate Meters. This Property Is Connected To Municipal Water And Sewers. Your Can Walk Or Take A Short Drive To Beautiful Bobcaygeon With Great Shopping And Many Restaurants. The Waterfront Is Crystal Clear For Swimming And There Is A Large Dock For Your Boat Or Friends Who Come To Visit By Boat. Sit In The Lovely Sunroom At The Water's Edge Mosquito Free To Wind Down At The End Of Your Day.
- MLS number
- X13460202
- Type
- Detached
- Status
- Active
- Bedrooms
- 4
- Bathrooms
- 3
- Postal code
- K0M 1A0
- Photos
- 30
- Laundry
- Lower Level level
This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.
Rooms
11 rooms as the listing brokerage filed them, with measurements.
Main
| Room | Size | Features |
|---|---|---|
| Family Room | 2.89 × 1.77 m | — |
| Living Room | 4.27 × 10.97 m | Cathedral Ceiling(s) · W/O To Deck |
| Dining Room | 4.27 × 10.97 m | Combined w/Living · Cathedral Ceiling(s) |
| Kitchen | 5.43 × 5.64 m | Centre Island · Granite Counters · Ceramic Floor |
| Primary Bedroom | 7.62 × 3.38 m | 4 Pc Ensuite · Double Closet |
| Bedroom 2 | 3.35 × 3.66 m | Closet · Broadloom |
| Bathroom | 3.63 × 3.66 m | Separate Shower |
Upper
| Room | Size | Features |
|---|---|---|
| Loft | 7.62 × 4.29 m | Overlook Water |
Lower
| Room | Size | Features |
|---|---|---|
| Family Room | 7.19 × 10.39 m | W/O To Patio · Fireplace · Ceramic Floor |
| Bedroom 4 | 3.47 × 4.21 m | — |
| Kitchen | 7.19 × 10.39 m | Combined w/Living · Ceramic Floor |
Property details
As filed by the listing brokerage. Anything the board left blank is left out rather than shown as unknown — and none of it is guaranteed accurate by PropTx, so verify what you rely on.
Property
- Type
- Detached
- Style
- Bungalow-Raised
- Class
- Residential Freehold
- Age
- 31-50
- Fronting on
- South
- Community
- Bobcaygeon
- Municipality
- Kawartha Lakes
- Cross street
- Bolton & Front Street
- Zoning
- C3
Inside
- Bedrooms
- 4
- Bedrooms above grade
- 2
- Bathrooms
- 3
- Washrooms
- 1 on the main floor · 1 on the main floor · 1 on the lower floor
- Kitchens
- 2
- Rooms above grade
- 8
- Family room
- Yes
- Fireplace
- Yes
- Fireplaces
- 1
- Basement
- Apartment, Finished with Walk-Out
- Laundry
- Lower Level
- Size
- 3500-5000
Building
- Construction
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Block, Concrete
- Other structures
- Gazebo
Parking
- Covered spaces
- 0
- Driveway spaces
- 10
- Total parking
- 10
- Features
- Private Double
Land
- Lot
- 100 × 235 feet
- Shape
- Irregular
- Waterfront
- Yes
- View
- Water
- Pool
- None
Heating, cooling and services
- Heating
- Forced Air
- Heat source
- Electric
- Cooling
- Central Air
- Water
- Municipal
- Sewer
- Sewer
- Electricity
- Yes
- Gas
- No
- Cable
- Yes
Features
- Property
- Golf, Lake/Pond, Library, Place Of Worship, Rec./Commun.Centre, School
- Interior
- In-Law Suite, Primary Bedroom - Main Floor, Propane Tank, Separate Hydro Meter, Water Heater Owned
- Exterior
- Deck, Landscaped, Patio, Year Round Living
Listing
- MLS number
- X13460202
- Status
- Price Change
- Previous status
- Extension
- Listed on
- 2026-06-18
- Expires
- 2026-10-31
- Taxes
- $14,216 (2025)
- Board
- Toronto Regional Real Estate Board
Listing history
This address has been listed 5 times.
Where this property is
Where this address sits, matched against open government data.
Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.
Schools
The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.
Other schools nearby
By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.
| School | Level | Distance | Rating |
|---|---|---|---|
| Bobcaygeon Public School Trillium Lakelands DSB | Elementary | 1.6 km | / 10 78% met the standard |
How the rating is calculated
EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.
Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.
What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.
Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.
H-Value
What an H-Value is and how it is calculated — the method and our measured error, no account needed.
The market around this home
Detached houses in Kawartha Lakes — 1,786 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.
How these are built, and what they cannot tell you
Each point is the median of the sales that closed in that quarter among detached houses in kawartha lakes. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.
This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.
Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.
This neighbourhood
Statistics Canada 2021 Census, for the surrounding few blocks — about 907 people.
The neighbourhood, by the census
Statistics Canada 2021 Census for dissemination area 35160189 — the few blocks around this address, home to 907 people. It describes the area, not this property.
Percentages are of the 495 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.
Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.
Work out the numbers
Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.
If you rented it out
How this is calculated, and what it leaves out
Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.
Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.
Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.