95 West Clear Bay Point, Trent Lakes, ON K0M 2A0
- Property tax
- $3,500 / year
Rare opportunity to own on beautiful Crystal Lake. This charming 3-season cottage offers 4 bedrooms, 1 bathroom, and the added convenience of storage sheds for all your seasonal essentials. Cozy up by the wood stove on cool evenings or enjoy the warmth of the fireplace while taking in the peaceful cottage lifestyle. With a little bit of work, this property has endless potential to make it truly your own. Discover quiet and the beauty of nature.
- MLS number
- X13461306
- Type
- Detached
- Status
- Active
- Bedrooms
- 4
- Bathrooms
- 1
- Postal code
- K0M 2A0
- Photos
- 29
This property has not been relisted in the last two years, so both counts are the same. Where they differ, the second adds up earlier listings at this address that ended without a sale.
Rooms
6 rooms as the listing brokerage filed them, with measurements.
Main
| Room | Size | Features |
|---|---|---|
| Kitchen | 2.74 × 3.04 m | — |
| Living Room | 4.57 × 3.35 m | — |
| Primary Bedroom | 4.27 × 2.44 m | W/O To Deck · Sliding Doors |
| Bedroom 2 | 2.13 × 1.83 m | — |
| Bedroom 3 | 3.05 × 2.74 m | — |
| Bedroom 4 | 3.35 × 2.13 m | — |
Property details
As filed by the listing brokerage. Anything the board left blank is left out rather than shown as unknown — and none of it is guaranteed accurate by PropTx, so verify what you rely on.
Property
- Type
- Detached
- Style
- Bungalow
- Class
- Residential Freehold
- Age
- 51-99
- Fronting on
- South
- Community
- Trent Lakes
- Municipality
- Trent Lakes
- Cross street
- Galway Rd/Clear Bay Rd.
- Zoning
- RR
Inside
- Bedrooms
- 4
- Bedrooms above grade
- 4
- Bathrooms
- 1
- Washrooms
- 1 on the main floor
- Kitchens
- 1
- Rooms above grade
- 2
- Fireplace
- Yes
- Fireplaces
- 1
- Basement
- None
- Size
- 700-1100
Building
- Construction
- Wood
- Roof
- Asphalt Shingle
- Foundation
- Piers
- Other structures
- Shed, Other
Parking
- Covered spaces
- 0
- Driveway spaces
- 4
- Total parking
- 4
- Features
- Private Double
Land
- Lot
- 107 × 300 feet
- Waterfront
- Yes
- View
- Trees/Woods, Water
- Pool
- None
Heating, cooling and services
- Heating
- Other
- Heat source
- Other
- Cooling
- Other
- Water
- Other
- Sewer
- Septic
Features
- Property
- Marina
- Interior
- Water Heater
- Exterior
- Deck, Seasonal Living
Listing
- MLS number
- X13461306
- Status
- Price Change
- Previous status
- New
- Listed on
- 2026-06-18
- Expires
- 2026-10-29
- Taxes
- $3,500 (2026)
- Board
- Central Lakes Association of REALTORS
Listing history
No previous listings found for this address.
Where this home is
Where this address sits, matched against open government data.
Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.
H-Value
This neighbourhood
Statistics Canada 2021 Census, for the surrounding few blocks — about 1,173 people.
The neighbourhood, by the census
Statistics Canada 2021 Census for dissemination area 35150319 — the few blocks around this address, home to 1,173 people. It describes the area, not this property.
Percentages are of the 825 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.
Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.
Work out the numbers
Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.
If you rented it out
Monthly rent starts from a rule of thumb — two per cent of the asking price a year — because no comparable lease was found nearby. Change it to anything you like.
How this is calculated, and what it leaves out
Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.
Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.
Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.