Homula Realty Brokerage
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1020 Currie Street, Howick, ON N0G 2X0

Vacant Land
$275,000
Property tax
$225 / year

Rare opportunity to build your dream home in the charming community of Wroxeter! This exceptional vacant lot offers the perfect canvas for your custom home vision, nestled in a peaceful, established neighborhood surrounded by quality homes and wide-open green space. Situated in a quiet, low-traffic residential street, the property enjoys an enviable setting with generous lot dimensions, providing ample room for a spacious home, garage, and backyard retreat. Neighboring properties feature beautifully maintained executive-style homes, reflecting the pride of ownership throughout this desirable enclave. Wroxeter offers small-town charm with convenient access to larger centers including Wingham and Listowel, making it ideal for families and professionals seeking a quieter lifestyle without sacrificing amenities. Nature lovers will appreciate the surrounding countryside, perfect for an active outdoor lifestyle. Whether you're a builder, investor, or future homeowner, this is your chance to secure a premium lot in a growing community. Don't miss out - opportunities like this don't last long! The lot is serviced with hydro and internet.

MLS number
X13466222
Type
Vacant Land
Status
Active
Bedrooms
0
Bathrooms
0
Postal code
N0G 2X0
Photos
45
Laundry
Not in the unit
86days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Approximate — placed from the postal code, which can cover a block or more.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 728 people.

$89,000Median household income
83.6%Own their home
83.3%Detached houses
39.6Median age
6.2%Born outside Canada
9.3%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35400111 — the few blocks around this address, home to 728 people. It describes the area, not this property.

728Population
40.5Average age
2.7Household size
$93,000Average household income
$89,000Median household income
84%Own their home
16%Rent
7%Condominiums
6%Born outside Canada
9%University degree
$484,000Average home value
7%Low income
53%Not in the labour force
22%Never married
$20,000 to $24,9994%
$25,000 to $29,9993%
$30,000 to $34,9991%
$35,000 to $39,9991%
$40,000 to $44,9993%
$45,000 to $49,9991%
$50,000 to $59,9995%
$60,000 to $69,9995%
$70,000 to $79,9995%
$80,000 to $89,9997%
$90,000 to $99,9997%
$100,000 and over28%
$100,000 to $124,99911%
$125,000 to $149,9998%
$150,000 to $199,9997%
$200,000 and over4%

Percentages are of the 375 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$55,000 · minimum here is $13,750
$1,217.64per month
Borrowed before insurance$220,000
Total borrowed$220,000
Interest over 25 years at 4.5%$145,292

If you rented it out

-$1,236.39per month out of pocket
Rent$0.00
Everything it costs to hold$1,236.39
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by REAL BROKER ONTARIO LTD.. Listing data provided by the Toronto Regional Real Estate Board.