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2548 Birds Hill Lane, Selwyn, ON K0L 1J0

3 beds · 1 bath · 1 kitchen · 6 rooms · 4 parking spaces · 700-1100 sq ft · Detached
$629,900
Property tax
$3,470 / year

Gorgeous open lake views from this cottage on desirable Lower Buckhorn Lake in the Kawarthas. Less than a 2 hour drive from the GTA. This property has clean, deep waterfront and panoramic views. Great fishing off the dock, for Bass, Pickerel, Muskie, and other pan fry fish. On the Trent System you can travel by boat to Lake Ontario or Georgian Bay. Just a few minutes to Buckhorn Village for shopping and stores. Cottage is in need of work to bring it back to level and square, but with some work it can be your perfect paradise. Property is priced mainly for Lot value.

MLS number
X13467878
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
1
Postal code
K0L 1J0
Photos
28
86days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in Selwyn — 374 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$627k$712k$798k20252026this home’s asking price
$760klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
96%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d15d30d20252026
26dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in selwyn. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 1,338 people.

$93,000Median household income
96.9%Own their home
99.1%Detached houses
56.4Median age
5.7%Born outside Canada
22.5%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35150237 — the few blocks around this address, home to 1,338 people. It describes the area, not this property.

1,338Population
50Average age
2.3Household size
$164,000Average household income
$93,000Median household income
97%Own their home
3%Rent
0%Condominiums
6%Born outside Canada
23%University degree
$932,000Average home value
5%Low income
85%Not in the labour force
18%Never married
Under $5,0001%
$10,000 to $14,9991%
$20,000 to $24,9992%
$25,000 to $29,9992%
$30,000 to $34,9992%
$35,000 to $39,9992%
$40,000 to $44,9992%
$45,000 to $49,9991%
$50,000 to $59,9995%
$60,000 to $69,9995%
$70,000 to $79,9995%
$80,000 to $89,9995%
$90,000 to $99,9995%
$100,000 and over32%
$100,000 to $124,9999%
$125,000 to $149,9997%
$150,000 to $199,9997%
$200,000 and over9%

Percentages are of the 820 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$125,980 · minimum here is $37,990
$2,789.06per month
Borrowed before insurance$503,920
Total borrowed$503,920
Interest over 25 years at 4.5%$332,798

If you rented it out

-$3,078.23per month out of pocket
Rent$0.00
Everything it costs to hold$3,078.23
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Bowes & Cocks Limited. Listing data provided by the Toronto Regional Real Estate Board.