12 Maple Grove Road, Kawartha Lakes, ON K9V 4R6
- Property tax
- $3,998 / year
RARE WATERFRONT OPPORTUNITY ON STURGEON LAKE CANAL! This immaculate 2+1 bed, 2 full bath bungalow sits on a premium .8-acre level lot with 100ft+ of private shoreline. Boaters will love the canal access to the Trent-Severn Waterway. A true standout feature: both the massive 3-car garage AND the charming guest bunkie with loft are fully insulated and heated, offering year-round utility for a workshop, home office, or guest retreat. The property is a gardener's paradise with lush perennial and vegetable gardens, plus a convenient storage shed. The bright home features a functional layout with a finished lower level (+1 bed). Experience ultimate privacy on a quiet road just minutes from Lindsay and Fenelon Falls. Whether you're looking for a four-season home or a premium getaway with space for all your tools and toys, this is it.
- MLS number
- X13468242
- Type
- Detached
- Status
- Active
- Bedrooms
- 3
- Bathrooms
- 2
- Postal code
- K9V 4R6
- Photos
- 46
This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.
Rooms
7 rooms as the listing brokerage filed them, with measurements.
Main
| Room | Size | Features |
|---|---|---|
| Kitchen | 4.69 × 3.38 m | Stainless Steel Appl · Laminate |
| Living Room | 4.30 × 3.38 m | Vinyl Floor · Overlook Water |
| Primary Bedroom | 5.26 × 3.38 m | Broadloom · Overlook Water |
| Bedroom 2 | 3.38 × 2.77 m | Broadloom |
Basement
| Room | Size | Features |
|---|---|---|
| Bedroom 3 | 3.08 × 3.65 m | Broadloom |
| Recreation | 6.76 × 4.48 m | Walk-Out · Overlook Water |
| Laundry | 4.84 × 3.07 m | — |
Property details
As filed by the listing brokerage. Anything the board left blank is left out rather than shown as unknown — and none of it is guaranteed accurate by PropTx, so verify what you rely on.
Property
- Type
- Detached
- Style
- Bungalow-Raised
- Class
- Residential Freehold
- Fronting on
- North
- Community
- Lindsay
- Municipality
- Kawartha Lakes
- Cross street
- Hwy 36/Point Pleasant
Inside
- Bedrooms
- 3
- Bedrooms above grade
- 2
- Bathrooms
- 2
- Washrooms
- 1 on the main floor · 1 on the basement floor
- Kitchens
- 1
- Rooms above grade
- 5
- Fireplace
- Yes
- Basement
- Finished with Walk-Out
- Size
- 700-1100
Building
- Construction
- Brick, Shingle
- Roof
- Metal
- Foundation
- Poured Concrete
- Other structures
- Additional Garage(s), Garden Shed, Gazebo, Storage, Workshop
Parking
- Garage
- Detached
- Covered spaces
- 3
- Driveway spaces
- 12
- Total parking
- 15
Land
- Lot
- 80 × 425 feet
- Waterfront
- Yes
- View
- Canal
- Pool
- None
Heating, cooling and services
- Heating
- Baseboard
- Heat source
- Electric
- Cooling
- Window Unit(s)
- Water
- Well
- Sewer
- Septic
- Electricity
- Yes
- Gas
- No
- Cable
- Available
Features
- Property
- Clear View, Cul de Sac/Dead End, Lake/Pond, School Bus Route, Waterfront
- Interior
- In-Law Capability, Separate Heating Controls, Separate Hydro Meter, Water Heater Owned, Water Softener, Water Purifier, Water Treatment
- Exterior
- Deck, Fishing, Year Round Living
Listing
- MLS number
- X13468242
- Status
- Price Change
- Previous status
- New
- Listed on
- 2026-06-19
- Expires
- 2026-11-18
- Possession
- 2026-07-01
- Taxes
- $3,998 (2025)
- Board
- Toronto Regional Real Estate Board
Listing history
This address has been listed 2 times.
Where this property is
H-Value
The market around this home
Detached houses in Lindsay — 511 sales over the last five years.
How these are built, and what they cannot tell you
Each point is the median of the sales that closed in that quarter among detached houses in lindsay. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.
This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.
Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.
Work out the numbers
Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.
If you rented it out
How this is calculated, and what it leaves out
Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.
Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.
Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.