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2429 Hiscocks Road, Front of Leeds & Seeleys Bay, ON K7G 2V4

3 beds · 2 baths · 1 kitchen · 9 rooms · 9 parking spaces · 2000-2500 sq ft · Detached
$399,000
Property tax
$3,498 / year

Classic stone home from the mid 1800's, surprisingly spacious at ~2280 sq'. It has a storybook feel and sits on approximately 1 acre.Lots of widows, thick stone walls.This is priced as a handyman special, and while there is lots to be done, it has also had some pretty major upgrades done over time.The house was previously rewired with distribution wiring and a 100 amp breaker panel. At this point the power service has been disconnected, and the owner is doing preliminary work to have a new service connection for 200 amps run from the road.The roof has an impressive red metal roof.Rare to find, the property has a natural gas service. The old forced air gas furnace will need to be replaced.The main floor kitchen was renovated, probably in the 1990's, and is open to the main floor family room with a fireplace (no warranties as to its functionality). There is also a formal living room and dining room on the other side of the central staircase. There is also a bathroom with a shower on the main level. The 2nd floor was originally 4 bedroom. Two bedrooms were combined to create the primary bedroom, which is large with a wall of closets at one end. There are now 3 bedroomsThere is a bathroom with a large soaking tub on the 2nd floor In the hallway is a arched window and window seat overlooking the south gardens. This could be a very pleasant spot to curl up and read.The basement is accessed from and exterior stone staircase. It is unfinished utility space. There is an attached single opening garage with room for a workshop area, a car, and maybe a boat. There is a partially paved driveway with room for numerous cars.1.5 KMs to the VIA rale station, and a short drive in to Gananoque.

MLS number
X13469092
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
K7G 2V4
Photos
46
Laundry
Not in the unit
87days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$79,800 · minimum here is $19,950
$1,766.69per month
Borrowed before insurance$319,200
Total borrowed$319,200
Interest over 25 years at 4.5%$210,806

If you rented it out

-$2,058.19per month out of pocket
Rent$0.00
Everything it costs to hold$2,058.19
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX HALLMARK REALTY GROUP. Listing data provided by the Toronto Regional Real Estate Board.