Homula Realty Brokerage
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8 Private Road, Marmora and Lake, ON K0K 2M0

7 beds · 3 baths · 1 kitchen · 22 rooms · 4 parking spaces · 2500-3000 sq ft · Laundry on the main level level · Detached
$515,000
Property tax
$2,289 / year

Check out this Rural Village Charmer in Deloro! The character & large property (1.67 acres) will surely catch your attention. There is 3000 square feet of living space on 3 floors. This lot includes the Deloro cement letters in the lawn. The front majestic entrance welcomes you, with a country screened in porch, large principal rooms including formal dining area, 2 living rooms, eat-in kitchen, summer kitchen with pantry & back stairway to 2nd level. The home offers main floor laundry with a laundry shoot from the 2nd floor, a front stairway to th e2nd & 3rd level of the home. There are 7 bedrooms & 3 washrooms with original wood floor & trims & has a hot water boiler heating system & metal roof.

MLS number
X13473450
Type
Detached
Status
Active
Bedrooms
7
Bathrooms
3
Postal code
K0K 2M0
Photos
39
Laundry
Main Level level
84days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 3 times.

Sale history is for registered usersSee what this address sold for and when, across all 3 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 558 people.

$64,500Median household income
83.3%Own their home
84.8%Detached houses
50.8Median age
4.1%Born outside Canada
9%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35120294 — the few blocks around this address, home to 558 people. It describes the area, not this property.

558Population
46.4Average age
2.4Household size
$92,000Average household income
$64,500Median household income
83%Own their home
17%Rent
0%Condominiums
4%Born outside Canada
9%University degree
$448,000Average home value
12%Low income
63%Not in the labour force
25%Never married
$15,000 to $19,9993%
$20,000 to $24,9992%
$25,000 to $29,9995%
$30,000 to $34,9993%
$35,000 to $39,9995%
$40,000 to $44,9993%
$45,000 to $49,9993%
$50,000 to $59,9997%
$60,000 to $69,9999%
$70,000 to $79,9999%
$80,000 to $89,9993%
$90,000 to $99,9993%
$100,000 and over21%
$100,000 to $124,99910%
$125,000 to $149,9995%
$150,000 to $199,9993%
$200,000 and over3%

Percentages are of the 290 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$103,000 · minimum here is $26,500
$2,280.31per month
Borrowed before insurance$412,000
Total borrowed$412,000
Interest over 25 years at 4.5%$272,093

If you rented it out

-$2,471.06per month out of pocket
Rent$0.00
Everything it costs to hold$2,471.06
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Homelife Superior Realty Inc.. Listing data provided by the Toronto Regional Real Estate Board.