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184 Fletcher Circle, Cambridge, ON N3C 0B5

4 beds · 3 baths · 1 kitchen · 9 rooms · 4 parking spaces · 2000-2500 sq ft · Laundry on the upper level level · Detached
$899,900
Property tax
$6,978 / year

ABSOLUTELY STUNNING PREMIUM RESIDENCE IN MILL POND. Nestled on a highly desirable, mature tree-lined lot in Cambridge's sought-after Mill Pond community, 184 Fletcher. This premium Mattamy-built "Riverside" model encompasses nearly 2,500 sqft, greeting guests with exceptional curb appeal and an inviting covered front veranda. The main floor immediately impresses with its airy 9-ft ceilings and pristine hardwood flooring that connects the formal dining area, bright front living room, and expansive rear family room centered around a cozy gas fireplace. Designed for effortless entertaining, the gourmet upgraded kitchen boasts a generous center island, custom tile backsplash, premium under-cabinet lighting, and stainless steel appliances. Adjacent to the kitchen, the sunlit breakfast area opens through sliding glass doors to a backyard retreat, complete with a large patio and beautifully tiered stone retaining walls framed by mature trees. A classic hardwood staircase leads to the upper level, which conveniently features a dedicated second-floor laundry room and 4 remarkably spacious bedrooms. The primary suite serves as a true private oasis, offering an expansive layout, 2 separate walk-in closets, and a spa-like ensuite bath equipped with an upgraded soaking tub and an independent shower enclosure. 2 of the additional 3 massive bedrooms also feature their own walk-in closets, providing abundant storage and versatility for a growing family. For future expansion, the unfinished basement offers a blank canvas with elevated ceilings, oversized windows for excellent natural light, and a rough-in for a 3-piece bathroom. Combining an exceptional layout with an unbeatable location, this residence sits within walking distance to local parks, scenic nature trails, and schools, while remaining just minutes from Highway 401 and the historic, vibrant shops of downtown Hespeler Village along the river.

MLS number
X13477136
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
3
Postal code
N3C 0B5
Photos
36
Laundry
Upper Level level
83days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
St Gabriel Catholic Elementary School
Waterloo CDSB
Elementary247 m8.3 / 10
83% met the standard
Silverheights Public School
Waterloo Region DSB
Elementary266 m7.4 / 10
74% met the standard
The Village SchoolhouseElementary1.4 kmNot reported
Hillcrest Public School
Waterloo Region DSB
Elementary1.4 km6.7 / 10
67% met the standard
Our Lady of Fatima Catholic Elementary School
Waterloo CDSB
Elementary1.7 km6.8 / 10
68% met the standard
Centennial (Cambridge) Public School
Waterloo Region DSB
Elementary2.3 km6.1 / 10
61% met the standard
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Cambridge1,345 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$723k$813k$903k20252026this home’s asking price
$726klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
99%99%100%20252026the asking price
99%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d16d32d20252026
15dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in cambridge. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 3,897 people.

$125,000Median household income
87.4%Own their home
80.9%Detached houses
34.4Median age
33.8%Born outside Canada
34.7%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35300537 — the few blocks around this address, home to 3,897 people. It describes the area, not this property.

3,897Population
32.8Average age
3.4Household size
$140,800Average household income
$125,000Median household income
87%Own their home
13%Rent
9%Condominiums
34%Born outside Canada
35%University degree
$808,000Average home value
4%Low income
38%Not in the labour force
24%Never married
Under $5,0001%
$15,000 to $19,999<1%
$20,000 to $24,9991%
$25,000 to $29,9991%
$30,000 to $34,9991%
$35,000 to $39,9991%
$40,000 to $44,9991%
$45,000 to $49,9991%
$50,000 to $59,9992%
$60,000 to $69,9993%
$70,000 to $79,9993%
$80,000 to $89,9994%
$90,000 to $99,9993%
$100,000 and over40%
$100,000 to $124,99910%
$125,000 to $149,9998%
$150,000 to $199,99911%
$200,000 and over11%

Percentages are of the 1,910 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$179,980 · minimum here is $64,990
$3,984.56per month
Borrowed before insurance$719,920
Total borrowed$719,920
Interest over 25 years at 4.5%$475,449

If you rented it out

-$4,566.06per month out of pocket
Rent$0.00
Everything it costs to hold$4,566.06
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX TWIN CITY FAISAL SUSIWALA REALTY. Listing data provided by the Toronto Regional Real Estate Board.